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Home Bancorp HBCP Tier 1 leverage capital, Minimum Capital Required - Basel III Fully Phased-In, Amount

Tier 1 leverage capital, Minimum Capital Required - Basel III Fully Phased-In, Amount at other companies

GBC
Glacier BancorpGBCI
$1.25B+13.8%
WSFS Financial logo
WSFS FinancialWSFS
$845.74M+2.8%
NEC
Northeast Community BancorpNECB
$80.43M+2.1%
Banner Corporation logo
Banner CorporationBANR
$652.14M+2.4%
Tompkins Financial logo
Tompkins FinancialTMP
$333.21M+4.6%
Heritage Financial logo
Heritage FinancialHFWA
$270.06M-3.2%

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept hbcp:TierOneLeverageCapitalMinimumCapitalRequiredFullyPhaseIn.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's tier 1 leverage capital, minimum capital required - basel III fully phased-in, amount?
Home Bancorp (HBCP) reported tier 1 leverage capital, minimum capital required - basel III fully phased-in, amount of $137.72M in Q4 2025.
What is the long-term trend for Home Bancorp's tier 1 leverage capital, minimum capital required - basel III fully phased-in, amount?
Over 3 years (2022 to 2025), Home Bancorp's tier 1 leverage capital, minimum capital required - basel III fully phased-in, amount has grown at a 3.7% compound annual growth rate (CAGR), from $123.43M to $137.72M.
What does tier 1 leverage capital, minimum capital required - basel III fully phased-in, amount mean?
This metric represents the minimum dollar amount of Tier 1 capital required to meet the leverage ratio standard, which measures capital against total consolidated assets. Unlike risk-based measures, this provides a non-risk-adjusted view of the bank's capital adequacy. It serves as a backstop to ensure the bank maintains sufficient equity relative to its total balance sheet size.