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Tompkins Financial TMP Tier 1 Leverage Adequacy Requirement

Tier 1 Leverage Adequacy Requirement at other companies

Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$345.11M+3.3%
Banner Corporation logo
Banner CorporationBANR
$652.14M+2.4%
1st Source Corporation logo
1st Source CorporationSRCE
$362.26M+2.1%
Tompkins Financial logo
Tompkins FinancialTMP
$333.21M+4.6%
WSFS Financial logo
WSFS FinancialWSFS
$845.74M+2.8%
GBC
Glacier BancorpGBCI
$1.25B+13.8%

Other financials

Income statement

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Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

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Cash & equivalents$171.4M-11.2%
Total debt$122.1M-71.4%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.34B+53.1%
P/E-3.9×
P/S+0.1×

Profitability

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Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy.

The official record: Tompkins Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Tompkins Financial's tier 1 leverage adequacy requirement?
Tompkins Financial (TMP) reported tier 1 leverage adequacy requirement of $333.21M in Q4 2025.
How has Tompkins Financial's tier 1 leverage adequacy requirement changed year-over-year?
Tompkins Financial's tier 1 leverage adequacy requirement increased by 4.6% year-over-year, from $318.5M to $333.21M.
What is the long-term trend for Tompkins Financial's tier 1 leverage adequacy requirement?
Over 5 years (2020 to 2025), Tompkins Financial's tier 1 leverage adequacy requirement has grown at a 1.8% compound annual growth rate (CAGR), from $305.08M to $333.21M.
What does tier 1 leverage adequacy requirement mean?
This is the minimum level of Tier 1 capital required by regulators to ensure the bank maintains sufficient leverage adequacy relative to its total assets. Unlike risk-based measures, this provides a non-risk-adjusted view of capital strength. It acts as a backstop to ensure the institution does not become over-leveraged.