What is Horizon Bancorp's repayments of subordinated debt?

Horizon Bancorp (HBNC) reported repayments of subordinated debt of $14.13M in Q4 2025.

What does repayments of subordinated debt mean?

Represents the cash outflows associated with the redemption or scheduled repayment of subordinated debt obligations. It reflects the bank's management of its long-term capital structure and the cost of servicing its subordinated capital base.

Horizon Bancorp HBNC Repayments of Subordinated Debt

Repayments of Subordinated Debt at other companies

NBT

NBT BancorpNBTB

$29.5M—

Peapack-Gladstone FinancialPGC

$100M+186%

Capital City Bank GroupCCBG

$9.28M—

Enterprise Financial ServicesEFSC

$66.11M+162%

Raymond James FinancialRJF

$24.5M—

Park NationalPRK

$86.11M—

Other financials

Income statement

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Revenue$73.5M+6.9%

Net income$26.2M+9.3%

EPS (diluted)$0.51-5.6%

Balance sheet

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Cash & equivalents$259.1M+52.7%

Total debt$225.8M-74.9%

Total equity$699.0M-9.9%

Total assets$6.6B-14.0%

Cash flow

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Operating cash flow$20.8M+36.2%

CapEx$56.0K-95.0%

Free cash flow$20.7M+46.7%

Valuation

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Market cap$1.02B+57.9%

Enterprise value$983.09M-28.5%

Profitability

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Net margin33%-5.3pp

FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp

Debt / equity0.3×-0.8×

Where this comes from

Reported directly by Horizon Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RepaymentsOfSubordinatedDebt.

The official record: Horizon Bancorp’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horizon Bancorp's repayments of subordinated debt?: Horizon Bancorp (HBNC) reported repayments of subordinated debt of $14.13M in Q4 2025.
What does repayments of subordinated debt mean?: Represents the cash outflows associated with the redemption or scheduled repayment of subordinated debt obligations. It reflects the bank's management of its long-term capital structure and the cost of servicing its subordinated capital base.