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Loan expense at other companies

Equity Bancshares logo
Equity BancsharesEQBK
$498K+286%
Origin Bancorp logo
Origin BancorpOBK
$895K+49.4%
Customers Bancorp logo
Customers BancorpCUBI
$3.86M-16.7%
Five Star Bancorp logo
Five Star BancorpFSBC
$247K-22.6%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$2.85M+128%
PennyMac Financial Services, Inc. logo
PennyMac Financial Services, Inc.PFSI
$79.7M+80.7%

Other financials

Income statement

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Revenue$73.5M+6.9%
Net income$26.2M+9.3%
EPS (diluted)$0.51-5.6%

Balance sheet

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Cash & equivalents$259.1M+52.7%
Total debt$225.8M-74.9%
Total equity$699.0M-9.9%
Total assets$6.6B-14.0%

Cash flow

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Operating cash flow$20.8M+36.2%
CapEx$56.0K-95.0%
Free cash flow$20.7M+46.7%

Valuation

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Market cap$1.02B+57.7%
Enterprise value$983.09M-28.5%

Profitability

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Net margin33%-5.3pp
FCF margin34.4%+0.2pp

Returns & leverage

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Return on equity11.1%-2.7pp
Debt / equity0.3×-0.8×

Where this comes from

Reported directly by Horizon Bancorp in its filing.

Tagged under the XBRL concept hbnc:LoanExpense.

The official record: Horizon Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horizon Bancorp's loan expense?
Horizon Bancorp (HBNC) reported loan expense of $1.22M in Q1 2026.
How has Horizon Bancorp's loan expense changed year-over-year?
Horizon Bancorp's loan expense increased by 76.9% year-over-year, from $689K to $1.22M.
What is the long-term trend for Horizon Bancorp's loan expense?
Over 3 years (2022 to 2025), Horizon Bancorp's loan expense has grown at a -7.1% compound annual growth rate (CAGR), from $5.41M to $4.34M.
What does loan expense mean?
Direct costs associated with the origination, processing, and administration of loan products. This represents the operational overhead required to maintain and service the bank's credit portfolio.