Products & Services · 10th Year
General Liability — 10th Year
The Hartford Financial Services Group General Liability — 10th Year increased by 516.7% to 3.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 516.7%, from 0.6% to 3.7%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Stable or declining figures indicate accurate long-term reserving, whereas unexpected spikes signal potential issues with legacy liability exposures.
Detailed definition
This metric tracks the loss development and claims activity for general liability policies originating ten years prior t...
Peer comparison
Comparable to '10+ year' development cohorts found in the annual statutory filings of major commercial insurers.
Metric ID:
hig_segment_general_liability_10th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 4.8% | 2.8% | 3.9% | 0.6% | 3.7% |
| QoQ Change | — | -41.7% | +39.3% | -84.6% | +516.7% |
| YoY Change | — | -41.7% | +39.3% | -84.6% | +516.7% |
Range0.6% – 4.8%
CAGR-22.9%
Avg YoY Growth+107.4%
Median YoY Growth-1.2%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's general liability — 10th year?
- The Hartford Financial Services Group (HIG) reported general liability — 10th year of 3.7% in Q4 2025.
- How has The Hartford Financial Services Group's general liability — 10th year changed year-over-year?
- The Hartford Financial Services Group's general liability — 10th year increased by 516.7% year-over-year, from 0.6% to 3.7%.
- What does general liability — 10th year mean?
- The historical claims experience for general liability policies from ten years ago.