Horace Mann Educators HMN Auto physical damage — Outstanding prior to 2016

Similar metrics at other companies

ALLAuto Insurance Physical Damage Coverage — All outstanding liabilities before 2021, net of recoverables

$11M+10.0%

KMPRPreferred Personal Automobile Insurance—Physical Damage — Outstanding Loss and Allocated LAE Reserves on Accident Years before 2015, Net of Reinsurance

$0—

KMPRSpecialty Personal Automobile Insurance—Physical Damage — Outstanding Loss and Allocated LAE Reserves on Accident Years before 2015, Net of Reinsurance

-$2.2M+21.4%

ALLAuto Insurance Physical Damage Coverage — Total prior year reserve reestimates

-$64M+15.0%

HIGPersonal automobile physical damage — Unpaid losses and loss adjustment expenses

$65M-16.7%

ALLAuto Insurance Physical Damage Coverage — Net outstanding liabilities

$597M-17.2%

Questions, answered.

What is Horace Mann Educators's auto physical damage — outstanding prior to 2016?

Horace Mann Educators (HMN) reported auto physical damage — outstanding prior to 2016 of $0 in Q4 2025.

What does auto physical damage — outstanding prior to 2016 mean?

This metric quantifies the remaining unpaid claim liabilities for auto physical damage policies originating in years prior to 2016. It is used to assess the long-term tail risk and the accuracy of historical reserve estimates for older underwriting years. A reduction in this figure over time indicates the successful settlement of legacy claims.