What does SPIA (non-life contingent) — net amount at risk mean?

The difference between the death benefit or other contingent obligations and the current policyholder account value. It measures the potential financial exposure the insurer faces in excess of the assets currently held in the policyholder's account.

Horace Mann Educators HMN SPIA (non-life contingent) — Net amount at risk

Similar metrics at other companies

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$1.54B-6.1%

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AMPOther Life Insurance, Netting — Net amount at risk

$121M-6.9%

Other financials

Income statement

See full

Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Balance sheet

See full

Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Cash flow

See full

Operating cash flow$61.3M-56.5%

Valuation

See full

Market cap$2.04B+18.8%

Enterprise value$2.61B+17.0%

P/E12.4×-2.6×

P/S1.2×+0.1×

Profitability

See full

Net margin9.6%+2.6pp

Returns & leverage

See full

Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:PolicyholderAccountBalanceNetAmountAtRiskDuringPeriod.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's SPIA (non-life contingent) — net amount at risk?: Horace Mann Educators (HMN) reported SPIA (non-life contingent) — net amount at risk of $0 in Q1 2026.
What does SPIA (non-life contingent) — net amount at risk mean?: The difference between the death benefit or other contingent obligations and the current policyholder account value. It measures the potential financial exposure the insurer faces in excess of the assets currently held in the policyholder's account.