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Horace Mann Educators HMN Supplemental health — Interest accruals

Other product segments

Term Life
$2.8M0.0%
Experience life
$900K0.0%
Limited-Pay Whole Life
$400K0.0%
SPIA (life contingent)
$0

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GLOther — Interest accrual
$5.35M-5.0%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's supplemental health — interest accruals?
Horace Mann Educators (HMN) reported supplemental health — interest accruals of $3.4M in Q1 2026.
How has Horace Mann Educators's supplemental health — interest accruals changed year-over-year?
Horace Mann Educators's supplemental health — interest accruals decreased by 2.9% year-over-year, from $3.5M to $3.4M.
What is the long-term trend for Horace Mann Educators's supplemental health — interest accruals?
Over 3 years (2021 to 2025), Horace Mann Educators's supplemental health — interest accruals has grown at a -4.0% compound annual growth rate (CAGR), from $15.7M to $13.9M.
What does supplemental health — interest accruals mean?
This represents the interest expense accrued on the liability for future policy benefits for the supplemental health segment. It reflects the time value of money applied to the long-term obligations, effectively increasing the liability balance over time as the policy matures. Monitoring this metric is vital for understanding the cost of capital associated with maintaining long-duration insurance liabilities.