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Horace Mann Educators HMN Supplemental health — Lapses, actual experience

Similar metrics at other companies

Fidelity National Financial logo
FNFTraditional Life — Lapses
0.5%-0.1pp
F&G Annuities & Life logo
FGTraditional Life — Lapse rate
0.5%-0.1pp
Fidelity National Financial logo
FNFImmediate annuities — Lapses
0%
F&G Annuities & Life logo
FGImmediate annuities — Lapse rate
0%
Voya Financial logo
VOYAHealth Solutions Voluntary — Effect of actual variances from expected experience
$9M-64.0%
Fidelity National Financial logo
FNFPRT — Lapses
0%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitLapseRateActualExperience.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's supplemental health — lapses, actual experience?
Horace Mann Educators (HMN) reported supplemental health — lapses, actual experience of 10.6% in Q1 2026.
How has Horace Mann Educators's supplemental health — lapses, actual experience changed year-over-year?
Horace Mann Educators's supplemental health — lapses, actual experience decreased by 23.7% year-over-year, from 13.9% to 10.6%.
What does supplemental health — lapses, actual experience mean?
This metric measures the actual rate at which policyholders terminate their supplemental health insurance coverage before the end of the policy term. High lapse rates can indicate competitive pressure or dissatisfaction, impacting the long-term profitability and persistency of the segment.