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Horace Mann Educators HMN Unearned premiums

Unearned premiums at other companies

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's unearned premiums?
Horace Mann Educators (HMN) reported unearned premiums of $363.1M in Q1 2026.
How has Horace Mann Educators's unearned premiums changed year-over-year?
Horace Mann Educators's unearned premiums increased by 7.8% year-over-year, from $336.9M to $363.1M.
What is the long-term trend for Horace Mann Educators's unearned premiums?
Over 5 years (2020 to 2025), Horace Mann Educators's unearned premiums has grown at a 7.1% compound annual growth rate (CAGR), from $264.5M to $372.1M.
What does unearned premiums mean?
This represents the portion of written insurance premiums that have been collected in advance but have not yet been earned by the insurer because the policy period remains active. It serves as a liability reflecting the company's obligation to provide coverage for the remainder of the policy term. As time passes, this amount is recognized as earned premium revenue in the income statement.