Horace Mann Educators HMN Discount rate assumption, weighted average rate

Discount rate assumption, weighted average rate at other companies

Voya FinancialVOYA

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CNA FinancialCNA

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Limited-Pay Whole Life6%+3.4%

Experience life5.6%+1.8%

Term Life5.6%+3.7%

SPIA (life contingent)5.4%+1.9%

Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Operating cash flow$61.3M-56.5%

Market cap$2.04B+18.8%

Enterprise value$2.61B+17.0%

P/E12.4×-2.6×

P/S1.2×+0.1×

Net margin9.6%+2.6pp

Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×