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Hawthorn Bancshares HWBK Provision for Credit Losses

Provision for Credit Losses at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$5M-53.9%
National Bankshares logo
National BanksharesNKSH
-$73K-126%
Financial Institutions logo
Financial InstitutionsFISI
$2.24M-23.5%
SB Financial Group logo
SB Financial GroupSBFG
$214K-44.7%
West Bancorporation logo
West BancorporationWTBA
$0
Northwest Bancshares logo
Northwest BancsharesNWBI
$4.37M-44.8%

Other financials

Income statement

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Revenue$20.2M+7.7%
Net income$5.7M+6.7%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$101.9M-0.3%
Total debt$4.9M+60.5%
Total equity$175.4M+14.3%
Total assets$1.9B-1.5%

Cash flow

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Operating cash flow$8.0M+39.0%
CapEx$1.9M+588%
Free cash flow$6.1M+11.7%

Valuation

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Market cap$271.04M+39.8%
Enterprise value$173.98M+81.8%
P/E11.2×+1.8×
P/S3.3×+0.7×

Profitability

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Net margin29.6%+3.6pp
FCF margin29.7%-1.5pp

Returns & leverage

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Return on equity14.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hawthorn Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: Hawthorn Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hawthorn Bancshares's provision for credit losses?
Hawthorn Bancshares (HWBK) reported provision for credit losses of -$120K in Q1 2026.
How has Hawthorn Bancshares's provision for credit losses changed year-over-year?
Hawthorn Bancshares's provision for credit losses increased by 57.4% year-over-year, from -$282K to -$120K.
What is the long-term trend for Hawthorn Bancshares's provision for credit losses?
Over 3 years (2021 to 2025), Hawthorn Bancshares's provision for credit losses has grown at a -42.5% compound annual growth rate (CAGR), from -$1.38M to $263K.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.