Skip to content

Independent Bank Corporation IBCP Reciprocal Money Market Deposits

Reciprocal Money Market Deposits at other companies

Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$81.8M-19.6%
Republic Bancorp logo
Republic BancorpRBCAA
$252.77M+10.5%
Republic Bancorp logo
Republic BancorpRBCAA
$68.69M-7.6%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$2.18B+24.6%
Provident Financial Services logo
Provident Financial ServicesPFS
$3.85B+15.1%
Independent Bank Corp logo
Independent Bank CorpINDB
$4.9B+49.5%

Other financials

Income statement

See full
Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

See full
Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

See full
Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

See full
Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

See full
Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

See full
Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:ReciprocalMoneyMarketDeposits.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Independent Bank Corporation's reciprocal money market deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Independent Bank Corporation's reciprocal money market deposits?
Independent Bank Corporation (IBCP) reported reciprocal money market deposits of $0 in Q4 2025.
How has Independent Bank Corporation's reciprocal money market deposits changed year-over-year?
Independent Bank Corporation's reciprocal money market deposits decreased by 100.0% year-over-year, from $43K to $0.
What is the long-term trend for Independent Bank Corporation's reciprocal money market deposits?
Over 5 years (2020 to 2025), Independent Bank Corporation's reciprocal money market deposits has grown at a -100.0% compound annual growth rate (CAGR), from $3.31M to $0.
What does reciprocal money market deposits mean?
This represents money market deposit balances managed through reciprocal networks to maximize FDIC insurance coverage for depositors. These funds provide the bank with a stable, diversified source of liquidity while supporting customer retention. Monitoring these balances helps assess the bank's ability to attract and retain core deposits through network-based solutions.