Skip to content

Independent Bank Corporation IBCP Reserve balances held at unrelated financial institutions

Reserve balances held at unrelated financial institutions at other companies

U.S. Bancorp logo
U.S. BancorpUSB
$40.4B-16.5%
Trico Bancshares logo
Trico BancsharesTCBK
$199.07M+5.4%
Northern Trust logo
Northern TrustNTRS
$41.84B-20.8%
BK
BKBK
$3.1B+1.3%
GBC
Glacier BancorpGBCI
$0
OFG Bancorp logo
OFG BancorpOFG
$500.6M+5.3%

Other financials

Income statement

See full
Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

See full
Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

See full
Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

See full
Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

See full
Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

See full
Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:ReserveBalancesMaintainedAtOtherFinancialInstitutions.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Independent Bank Corporation's reserve balances held at unrelated financial institutions.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Independent Bank Corporation's reserve balances held at unrelated financial institutions?
Independent Bank Corporation (IBCP) reported reserve balances held at unrelated financial institutions of $100K in Q4 2025.
What is the long-term trend for Independent Bank Corporation's reserve balances held at unrelated financial institutions?
Over 5 years (2020 to 2025), Independent Bank Corporation's reserve balances held at unrelated financial institutions has grown at a -33.0% compound annual growth rate (CAGR), from $740K to $100K.
What does reserve balances held at unrelated financial institutions mean?
These are cash or cash-equivalent balances held by the bank at other unrelated financial institutions, such as correspondent banks or the Federal Reserve. These balances are maintained to facilitate clearing, settlement, and liquidity management requirements. Monitoring these levels helps assess the bank's liquidity position and counterparty exposure.