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Undivided profits at other companies

Dime Community Bancshares
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Dime Community Bancshares DCOM
$32.76M+66.8%
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Banc of CaliforniaBANC
$2M+0.1%
M&T Bank logo
M&T BankMTB
$21.48B+10.7%
BOK Financial logo
BOK FinancialBOKF
$138.84M+82.4%
Lincoln National logo
Lincoln NationalLNC
$232.25M0.0%
Wintrust Financial logo
Wintrust FinancialWTFC
$4.72B+16.7%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:RetainedEarningsAccumulatedDeficitSubsidiary.

The official record: Independent Bank Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's undivided profits?
Independent Bank Corporation (IBCP) reported undivided profits of $232.7M in Q1 2026.
How has Independent Bank Corporation's undivided profits changed year-over-year?
Independent Bank Corporation's undivided profits increased by 1.8% year-over-year, from $228.5M to $232.7M.
What is the long-term trend for Independent Bank Corporation's undivided profits?
Over 5 years (2020 to 2025), Independent Bank Corporation's undivided profits has grown at a 23.4% compound annual growth rate (CAGR), from $77.8M to $222.6M.
What does undivided profits mean?
This represents the cumulative net earnings or losses of the bank's subsidiaries that have been retained and not distributed as dividends. It serves as a measure of the internal capital generation capacity of the bank's various business units. Investors use this to evaluate the profitability and reinvestment success of the bank's subsidiary operations.