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Over twelve months at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
$67.58M+23.6%
Raymond James Financial logo
Raymond James FinancialRJF
$278M+2,427%
Morgan Stanley logo
Morgan StanleyMS
$76M
TFS Financial logo
TFS FinancialTFSL
66.5%+4.8pp
Raymond James Financial logo
Raymond James FinancialRJF
$21M-43.2%
TFS Financial logo
TFS FinancialTFSL
0.1%0.0pp

Other financials

Income statement

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Revenue$208.5M+5.2%
Net income$102.2M+5.5%
EPS (diluted)$1.64+5.1%

Balance sheet

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Cash & equivalents$585.9M-0.6%
Total equity$3.3B+13.6%
Total assets$16.8B+3.4%

Cash flow

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Operating cash flow$120.7M-14.0%
CapEx$4.7M-36.5%
Free cash flow$116.0M-12.8%

Valuation

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Market cap$4.57B+6.6%

Profitability

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Net margin49%-0.5pp
FCF margin53.5%-2.7pp

Returns & leverage

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Return on equity13.5%-1.7pp
Debt / equity

Where this comes from

Reported directly by International Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months.

The official record: International Bancshares’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is International Bancshares's over twelve months?
International Bancshares (IBOC) reported over twelve months of $89.43M in Q4 2025.
How has International Bancshares's over twelve months changed year-over-year?
International Bancshares's over twelve months decreased by 26.3% year-over-year, from $121.33M to $89.43M.
What is the long-term trend for International Bancshares's over twelve months?
Over 5 years (2020 to 2025), International Bancshares's over twelve months has grown at a -7.2% compound annual growth rate (CAGR), from $129.79M to $89.43M.
What does over twelve months mean?
This metric measures large-denomination time deposits with contractual maturities extending beyond twelve months. These deposits represent a longer-term funding commitment, offering greater stability to the bank's balance sheet compared to shorter-term instruments.