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Wintrust Financial WTFC Over twelve months

Over twelve months at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
$67.58M+23.6%
International Bancshares logo
International BancsharesIBOC
$89.43M-26.3%
Wintrust Financial logo
Wintrust FinancialWTFC
$711.51M+45.1%
International Bancshares logo
International BancsharesIBOC
$469.07M+0.9%
State Street logo
State StreetSTT
$1.51B-37.3%
Morgan Stanley logo
Morgan StanleyMS
$76M

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositLiabilityUninsuredMaturityOverTwelveMonths.

The official record: Wintrust Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's over twelve months?
Wintrust Financial (WTFC) reported over twelve months of $67.58M in Q4 2025.
How has Wintrust Financial's over twelve months changed year-over-year?
Wintrust Financial's over twelve months increased by 23.6% year-over-year, from $54.69M to $67.58M.
What is the long-term trend for Wintrust Financial's over twelve months?
Over 4 years (2021 to 2025), Wintrust Financial's over twelve months has grown at a -21.0% compound annual growth rate (CAGR), from $173.53M to $67.58M.
What does over twelve months mean?
This metric represents uninsured time deposits with a maturity exceeding one year. These deposits provide a longer-term, more stable funding base for the bank's lending activities. A higher proportion of long-term deposits can reduce the frequency of refinancing and interest rate volatility.