International Bancshares IBOC Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 49%-0.5pp | 49%-0.1pp | 50.5%+2.6pp | 49.8%+1.6pp | 49.5%+0.6pp | |
| Free cash flow margin | 53.5%-2.7pp | 56.2%+1.0pp | 54.5%-1.5pp | 54.5%-0.7pp | 56.2%+3.7pp | |
| Returns | ||||||
| Return on equity | 13.5%-1.7pp | 13.6%-2.0pp | 14.3%-1.9pp | 14.7%-2.2pp | 15.2%-2.4pp | |
| Return on assets | 2.5%-0.1pp | 2.6%-0.1pp | 2.6%0.0pp | 2.6%-0.1pp | 2.6%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $52.82+13.7% | $52.23+16.3% | $50.25+13.9% | $48.56+17.4% | $46.47+16.5% | |
| Valuation | ||||||
| Market capitalization | $4.18B+6.6% | $4.13B+5.1% | $4.27B+14.9% | $4.08B+14.8% | $3.92B+12.4% | |
| Price / earnings | 10×+0.4× | 10×+0.4× | 10.2×+0.9× | 9.9×+1.1× | 9.6×+1.0× | |
| Price / sales | 4.9×+0.2× | 4.9×+0.2× | 5.1×+0.7× | 4.9×+0.7× | 4.7×+0.6× | |
| Price / book | 1.3×-0.1× | 1.3×-0.1× | 1.4×0.0× | 1.4×0.0× | 1.4×0.0× | |
| Free cash flow yield | 10.9%-0.9pp | 11.5%-0.3pp | 10.6%-2.0pp | 11%-2.0pp | 11.8%-0.7pp | |
| Earnings yield | 10%-0.4pp | 10%-0.4pp | 9.8%-0.9pp | 10.1%-1.3pp | 10.4%-1.3pp | |
| Dividend yield | 2.1%— | 2.1%— | —— | —— | —— | |
| PEG ratio | 4.6×-26.1× | 13.1×— | 2×— | 5×+2.4× | 30.7×+30.2× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do International Bancshares's ratios come from?
- Every ratio is computed from International Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
