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Kingstone Companies KINS Reserve for insurance claims

Reserve for insurance claims at other companies

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$1.97B+8.5%
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$3.06B+24.0%
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$7.91B+4.0%
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Universal Insurance HoldingsUVE
$668.72M-25.2%

Other financials

Income statement

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Revenue$59.8M+18.4%
Net income-$5.8M-250%
EPS (diluted)-$0.40-248%

Balance sheet

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Cash & equivalents$11.4M-69.7%
Total debt$4.3M-23.5%
Total equity$114.5M+39.3%
Total assets$465.3M+20.7%

Cash flow

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Operating cash flow$8.7M-51.2%
CapEx$835.8K-3.2%
Free cash flow$7.9M-53.6%

Valuation

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Market cap$275.65M+34.3%
Enterprise value$268.54M+50.9%
P/E8.9×+1.4×
P/S1.2×+0.1×

Profitability

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Net margin13.9%+1.6pp
FCF margin28.5%-10.9pp

Returns & leverage

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Return on equity31.6%-3.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Kingstone Companies in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Kingstone Companies’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kingstone Companies's reserve for insurance claims?
Kingstone Companies (KINS) reported reserve for insurance claims of $171.75M in Q1 2026.
How has Kingstone Companies's reserve for insurance claims changed year-over-year?
Kingstone Companies's reserve for insurance claims increased by 26.9% year-over-year, from $135.33M to $171.75M.
What is the long-term trend for Kingstone Companies's reserve for insurance claims?
Over 2 years (2023 to 2025), Kingstone Companies's reserve for insurance claims has grown at a 7.4% compound annual growth rate (CAGR), from $121.82M to $140.54M.
What does reserve for insurance claims mean?
This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as claims that have been incurred but not yet reported. It is the most significant liability for an insurance company and requires actuarial estimation. Accurate reserving is vital for maintaining financial stability and meeting future obligations to policyholders.