Kingstone Companies KINS Personal Lines: — Losses per occurrence subject to reinsurance coverage

Similar metrics at other companies

THGPersonal Lines — Reinsurance Recoverable For Unpaid Claims And Claims Adjustments

$793.7M-3.3%

THGPersonal Lines — Catastrophe Losses

$34.95M-45.4%

SIGIStandard Personal Lines — Reinsurance Recoverable for Unpaid Claims and Claims Adjustments

$71.98M-76.8%

ALLOther Personal Lines — Recoverables

$204M-21.5%

SIGIStandard Personal Lines — Loss and loss expense incurred (as a percent)

69.2%-4.7pp

THGPersonal Lines — Current Year Catastrophe Losses

$80.2M+123%

Other financials

Income statement

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Revenue$59.8M+18.4%

Net income-$5.8M-250%

EPS (diluted)-$0.40-248%

Balance sheet

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Cash & equivalents$11.4M-69.7%

Total debt$4.3M-23.5%

Total equity$114.5M+39.3%

Total assets$465.3M+20.7%

Cash flow

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Operating cash flow$8.7M-51.2%

CapEx$835.8K-3.2%

Free cash flow$7.9M-53.6%

Valuation

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Market cap$275.65M+34.3%

Enterprise value$268.54M+50.9%

P/E8.9×+1.4×

P/S1.2×+0.1×

Profitability

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Net margin13.9%+1.6pp

FCF margin28.5%-10.9pp

Returns & leverage

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Return on equity31.6%-3.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Kingstone Companies in its filing.

Tagged under the XBRL concept king:LossesPerOccurrenceSubjectReinsuranceCoverage.

The official record: Kingstone Companies’s 10-Q, filed August 14, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kingstone Companies's personal lines: — losses per occurrence subject to reinsurance coverage?: Kingstone Companies (KINS) reported personal lines: — losses per occurrence subject to reinsurance coverage of $2.25M in Q4 2026.
What does personal lines: — losses per occurrence subject to reinsurance coverage mean?: This metric identifies the specific portion of losses per occurrence that falls within the scope of the company's reinsurance program for personal lines. It helps clarify which claims are eligible for recovery and how the company segments its exposure between retained risk and ceded risk. Understanding this scope is vital for evaluating the effectiveness of the company's reinsurance structure.