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Kingstone Companies KINS Personal Lines: — Total reinsurance coverage per occurrence

Similar metrics at other companies

The Hanover Insurance Group logo
THGPersonal Lines — Reinsurance Recoverable For Unpaid Claims And Claims Adjustments
$793.7M-3.3%
The Hanover Insurance Group logo
THGPersonal Lines — Catastrophe Losses
$34.95M-45.4%
The Hanover Insurance Group logo
THGPersonal Lines — Current Year Catastrophe Losses
$80.2M+123%
Selective Insurance Group logo
SIGIStandard Personal Lines — Total liabilities for unpaid loss and loss expenses, net of reinsurance
24,457,000,000%+2,013,600,000pp
Allstate logo
ALLOther Personal Lines — Recoverables
$204M-21.5%
Selective Insurance Group logo
SIGIStandard Personal Lines — Reinsurance Recoverable for Unpaid Claims and Claims Adjustments
$71.98M-76.8%

Other financials

Income statement

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Revenue$59.8M+18.4%
Net income-$5.8M-250%
EPS (diluted)-$0.40-248%

Balance sheet

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Cash & equivalents$11.4M-69.7%
Total debt$4.3M-23.5%
Total equity$114.5M+39.3%
Total assets$465.3M+20.7%

Cash flow

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Operating cash flow$8.7M-51.2%
CapEx$835.8K-3.2%
Free cash flow$7.9M-53.6%

Valuation

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Market cap$275.65M+34.3%
Enterprise value$268.54M+50.9%
P/E8.9×+1.4×
P/S1.2×+0.1×

Profitability

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Net margin13.9%+1.6pp
FCF margin28.5%-10.9pp

Returns & leverage

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Return on equity31.6%-3.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Kingstone Companies in its filing.

Tagged under the XBRL concept king:TotalReinsuranceCoveragePerOccurrence.

The official record: Kingstone Companies’s 10-Q, filed August 14, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kingstone Companies's personal lines: — total reinsurance coverage per occurrence?
Kingstone Companies (KINS) reported personal lines: — total reinsurance coverage per occurrence of $2.03M in Q4 2026.
What does personal lines: — total reinsurance coverage per occurrence mean?
This metric represents the aggregate limit of reinsurance protection available to the personal lines segment for a single loss occurrence. It provides insight into the maximum potential recovery the company can expect from reinsurers in the event of a major claim or catastrophe. This figure is essential for assessing the company's financial resilience against extreme loss scenarios.