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loanDepot LDI Provision for loss obligation on sold loans and servicing rights

Provision for loss obligation on sold loans and servicing rights at other companies

Peoples Bancorp logo
Peoples BancorpPEBO
$10.54M+70.1%
Nelnet logo
NelnetNNI
$53.24M+247%
FCF
FirstCash HoldingsFCFS
$42.84M+17.8%
H&R Block logo
H&R BlockHRB
$36.38M+3.0%
NexPoint Real Estate Finance logo
NexPoint Real Estate FinanceNREF
-$2.98M-182%
JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%

Other financials

Income statement

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Revenue$286.4M+4.7%
Net income-$37.5M-71.2%
EPS (diluted)-$0.16-45.5%

Balance sheet

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Cash & equivalents$277.4M-25.3%
Total debt$2.1B+4.7%
Total assets$7.2B+12.9%

Cash flow

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Operating cash flow-$169.3M+4.2%
CapEx$7.8M+15.5%
Free cash flow-$177.2M+3.5%

Valuation

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Market cap$645.42M+120%
Enterprise value$2.52B+27.5%
P/S0.5×+0.3×

Profitability

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Net margin-6.5%-0.9pp
FCF margin-74.3%+6.9pp

Where this comes from

Reported directly by loanDepot in its filing.

Tagged under the XBRL concept ldi:ProvisionForLossObligationOnSoldLoansAndServicingRights.

The official record: loanDepot’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is loanDepot's provision for loss obligation on sold loans and servicing rights?
loanDepot (LDI) reported provision for loss obligation on sold loans and servicing rights of $3.72M in Q1 2026.
How has loanDepot's provision for loss obligation on sold loans and servicing rights changed year-over-year?
loanDepot's provision for loss obligation on sold loans and servicing rights increased by 959.5% year-over-year, from $351K to $3.72M.
What is the long-term trend for loanDepot's provision for loss obligation on sold loans and servicing rights?
Over 3 years (2021 to 2025), loanDepot's provision for loss obligation on sold loans and servicing rights has grown at a -20.2% compound annual growth rate (CAGR), from $18.4M to $9.35M.
What does provision for loss obligation on sold loans and servicing rights mean?
This represents the estimated liability for potential repurchases or indemnification claims related to loans previously sold to investors. It serves as a reserve for credit risk and quality issues inherent in the mortgage origination process. An increasing provision suggests higher expected future costs related to loan quality or regulatory compliance.