What is Live Oak Bancshares's financing receivables?

Live Oak Bancshares (LOB) reported financing receivables of $12.2B in Q1 2026.

How has Live Oak Bancshares's financing receivables changed year-over-year?

Live Oak Bancshares's financing receivables increased by 13.7% year-over-year, from $10.73B to $12.2B.

What is the long-term trend for Live Oak Bancshares's financing receivables?

Over 4 years (2021 to 2025), Live Oak Bancshares's financing receivables has grown at a 21.4% compound annual growth rate (CAGR), from $5.53B to $12.01B.

Live Oak Bancshares LOB Financing Receivables

Financing Receivables at other companies

Bank of AmericaBAC

$18.9B+0.1%

The BancorpTBBK

$7.74B+21.6%

Northwest BancsharesNWBI

$13.06B+16.4%

Customers BancorpCUBI

——

Axos FinancialAX

——

Independent Bank CorpINDB

——

Other financials

Income statement

See full

Revenue$145.5M+18.4%

Net income$30.0M+209%

EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%

Total debt$99.7M-9.5%

Total equity$1.3B+24.4%

Total assets$15.3B+12.5%

Cash flow

See full

Operating cash flow$87.4M+394%

CapEx$2.0M-10.8%

Free cash flow$85.3M+366%

Valuation

See full

Market cap$1.86B+25.8%

Profitability

See full

Net margin21.1%+9.1pp

FCF margin43.7%+30.2pp

Returns & leverage

See full

Return on equity11%+4.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's financing receivables?: Live Oak Bancshares (LOB) reported financing receivables of $12.2B in Q1 2026.
How has Live Oak Bancshares's financing receivables changed year-over-year?: Live Oak Bancshares's financing receivables increased by 13.7% year-over-year, from $10.73B to $12.2B.
What is the long-term trend for Live Oak Bancshares's financing receivables?: Over 4 years (2021 to 2025), Live Oak Bancshares's financing receivables has grown at a 21.4% compound annual growth rate (CAGR), from $5.53B to $12.01B.