Connect your AI

Live Oak Bancshares LOB Long-Term Debt

Long-Term Debt at other companies

JPMorgan ChaseJPM

$448.76B+10.2%

Bank of AmericaBAC

$325.96B+7.2%

Wells Fargo & CompanyWFC

$183.94B+5.9%

The BancorpTBBK

$13.63M-2.6%

National Bank HoldingsNBHC

$202.14M+270%

Eastern Bankshares, Inc.EBC

$717.21M+1,206%

Other financials

Income statement

Revenue$145.5M+18.4%

Net income$30.0M+209%

EPS (diluted)$0.60+186%

Balance sheet

Cash & equivalents$816.1M+9.7%

Total debt$99.7M-9.5%

Total equity$1.3B+24.4%

Total assets$15.3B+12.5%

Cash flow

Operating cash flow$87.4M+394%

CapEx$2.0M-10.8%

Free cash flow$85.3M+366%

Valuation

Market cap$1.84B+25.8%

Enterprise value$1.13B+39.8%

P/E14.6×-10.0×

P/S3.1×+0.1×

Profitability

Net margin21.1%+9.1pp

FCF margin43.7%+30.2pp

Returns & leverage

Return on equity11%+4.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:DebtLongtermAndShorttermCombinedAmount.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Live Oak Bancshares's long-term debt.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is Live Oak Bancshares's long-term debt?: Live Oak Bancshares (LOB) reported long-term debt of $99.75M in Q1 2026.
How has Live Oak Bancshares's long-term debt changed year-over-year?: Live Oak Bancshares's long-term debt decreased by 9.5% year-over-year, from $110.25M to $99.75M.
What is the long-term trend for Live Oak Bancshares's long-term debt?: Over 5 years (2020 to 2025), Live Oak Bancshares's long-term debt has grown at a -41.9% compound annual growth rate (CAGR), from $1.54B to $102.4M.
What does long-term debt mean?: Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.