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Live Oak Bancshares LOB Mortgage servicing rights

Mortgage servicing rights at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$663B-0.5%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$6.22B-13.4%
OFG Bancorp logo
OFG BancorpOFG
$67.23M-2.9%
FIB
First Interstate BancSystem, Inc.FIBK
$22.5M-9.6%
Renasant logo
RenasantRNST
$64.85M-11.0%
Axos Financial logo
Axos FinancialAX
$26.3M-4.7%

Other financials

Income statement

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Revenue$145.5M+18.4%
Net income$30.0M+209%
EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%
Total debt$99.7M-9.5%
Total equity$1.3B+24.4%
Total assets$15.3B+12.5%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.84B+25.8%
Enterprise value$1.13B+39.8%
P/E14.6×-10.0×
P/S3.1×+0.1×

Profitability

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Net margin21.1%+9.1pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11%+4.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ServicingAssetAtFairValueAmount.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's mortgage servicing rights?
Live Oak Bancshares (LOB) reported mortgage servicing rights of $64.52M in Q1 2026.
How has Live Oak Bancshares's mortgage servicing rights changed year-over-year?
Live Oak Bancshares's mortgage servicing rights increased by 13.8% year-over-year, from $56.68M to $64.52M.
What is the long-term trend for Live Oak Bancshares's mortgage servicing rights?
Over 5 years (2020 to 2025), Live Oak Bancshares's mortgage servicing rights has grown at a 13.2% compound annual growth rate (CAGR), from $33.92M to $62.94M.
What does mortgage servicing rights mean?
This represents the capitalized value of the contractual right to service mortgage loans that have been sold to third-party investors. The bank earns a fee for collecting payments, managing escrow accounts, and handling collections on these loans. This asset reflects the long-term value of the bank's mortgage servicing portfolio and is subject to valuation adjustments based on interest rate environments.