Open Lending Corporation LPRO Debt Instrument - Effective Interest Rate

Debt Instrument - Effective Interest Rate at other companies

Heritage FinancialHFWA

5.5%-0.6pp

HRO

HarrowHROW

9.2%-1.5pp

CitigroupC

4.4%0.0pp

Service Corporation InternationalSCI

5.4%-1.0pp

Essential UtilitiesWTRG

4.1%+0.1pp

PaccarPCAR

12.2%+0.7pp

Other financials

Income statement

See full

Revenue$20.5M-16.0%

Gross profit$15.6M-14.6%

Operating income-$633.0K-183%

Net income-$460.0K-175%

EPS (diluted)$0.00-100%

Balance sheet

See full

Cash & equivalents$185.0M-25.1%

Total debt$85.1M-39.7%

Total equity$75.3M-5.7%

Total assets$231.1M-24.0%

Cash flow

See full

Operating cash flow-$764.0K+80.1%

CapEx--100%

Free cash flow-$764.0K+80.3%

Valuation

See full

Market cap$369.17M+47.5%

Enterprise value$269.29M+86.4%

P/S4.1×—

Profitability

See full

Gross margin77.2%—

Operating margin32.6%-30.1pp

Net margin20.8%-27.5pp

FCF margin58.3%-4.1pp

Returns & leverage

See full

Return on equity-102.5%—

Debt / equity1.1×-0.6×

Current ratio4.4×-1.8×

Where this comes from

Reported directly by Open Lending Corporation in its filing.

Tagged under the XBRL concept us-gaap:DebtInstrumentInterestRateEffectivePercentage.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Open Lending Corporation's debt instrument - effective interest rate.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Open Lending Corporation's debt instrument - effective interest rate?: Open Lending Corporation (LPRO) reported debt instrument - effective interest rate of 5.7% in Q1 2026.