What is Open Lending Corporation's EBITDA margin?

Open Lending Corporation (LPRO) reported EBITDA margin of -2.7% in Q1 2026.

What is the long-term trend for Open Lending Corporation's EBITDA margin?

Over 2 years (2020 to 2025), Open Lending Corporation's EBITDA margin has grown at a -84.9% compound annual growth rate (CAGR), from 53.3% to -1.2%.

What does EBITDA margin mean?

EBITDA (earnings before interest, taxes, depreciation, and amortization) as a percentage of revenue, trailing twelve months. A proxy for cash operating profitability that strips out capital-structure and non-cash charges.

Open Lending Corporation LPRO EBITDA margin

EBITDA margin at other companies

Henry (Jack) & AssociatesJKHY

27.7%+2.5pp

Green DotGDOT

4.2%-0.7pp

Upstart Holdings, Inc.UPST

5.6%+3.3pp

SoFi Technologies, Inc.SOFI

53.1%-1.3pp

Pagaya TechnologiesPGY

24.3%+11.5pp

Regional Management CorporationRM

24.4%+2.7pp

Other financials

Income statement

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Revenue$20.5M-16.0%

Gross profit$15.6M-14.6%

Operating income-$633.0K-183%

Net income-$460.0K-175%

EPS (diluted)$0.00-100%

Balance sheet

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Cash & equivalents$185.0M-25.1%

Total debt$85.1M-39.7%

Total equity$75.3M-5.7%

Total assets$231.1M-24.0%

Cash flow

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Operating cash flow-$764.0K+80.1%

CapEx--100%

Free cash flow-$764.0K+80.3%

Valuation

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Market cap$369.17M+47.5%

Enterprise value$269.29M+86.4%

P/S4.1×—

Profitability

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Gross margin77.2%—

Operating margin32.6%-30.1pp

Net margin20.8%-27.5pp

FCF margin58.3%-4.1pp

Returns & leverage

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Return on equity-102.5%—

Debt / equity1.1×-0.6×

Current ratio4.4×-1.8×

Where this comes from

Calculated from Open Lending Corporation’s reported figures.

ebitda/total revenue=-2.7%

Based on trailing twelve months.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Open Lending Corporation's EBITDA margin?: Open Lending Corporation (LPRO) reported EBITDA margin of -2.7% in Q1 2026.
What is the long-term trend for Open Lending Corporation's EBITDA margin?: Over 2 years (2020 to 2025), Open Lending Corporation's EBITDA margin has grown at a -84.9% compound annual growth rate (CAGR), from 53.3% to -1.2%.
What does EBITDA margin mean?: EBITDA (earnings before interest, taxes, depreciation, and amortization) as a percentage of revenue, trailing twelve months. A proxy for cash operating profitability that strips out capital-structure and non-cash charges.