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SoFi Technologies, Inc. SOFI EBITDA margin

EBITDA margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
97.3%-4.8pp
Robinhood Markets, Inc. logo
Robinhood Markets, Inc.HOOD
48.5%+7.0pp
Rocket Companies logo
Rocket CompaniesRKT
9.7%+7.6pp
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
18.3%+18.1pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
87.4%-1.7pp
Huntington Bancshares logo
Huntington BancsharesHBAN
89.3%-13.2pp

Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.3%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$22.35B+58.8%
Enterprise value$20.5B+39.7%
P/E38.7×+9.5×
P/S5.7×+0.6×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×—

Where this comes from

Calculated from SoFi Technologies, Inc.’s reported figures.

ebitda/total revenue=53.1%

Based on trailing twelve months.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s EBITDA margin?
SoFi Technologies, Inc. (SOFI) reported EBITDA margin of 53.1% in Q1 2026.
How has SoFi Technologies, Inc.'s EBITDA margin changed year-over-year?
SoFi Technologies, Inc.'s EBITDA margin decreased by 2.4% year-over-year, from 54.3% to 53.1%.
What does EBITDA margin mean?
Operating cash profitability per sales dollar, before interest, taxes, and non-cash charges.
How do you interpret EBITDA margin?
Useful for comparing operating profitability across firms with different depreciation policies and leverage. High EBITDA margin alongside heavy capex can still mean weak free cash flow — pair it with FCF margin.
How does EBITDA margin compare across companies?
Widely used to compare capital-intensive businesses on a like-for-like basis. Less meaningful for banks and insurers.