What is Open Lending Corporation's R&D?

Open Lending Corporation (LPRO) reported R&D of $1.77M in Q1 2026.

How has Open Lending Corporation's R&D changed year-over-year?

Open Lending Corporation's R&D decreased by 22.1% year-over-year, from $2.27M to $1.77M.

What is the long-term trend for Open Lending Corporation's R&D?

Over 4 years (2021 to 2025), Open Lending Corporation's R&D has grown at a 19.2% compound annual growth rate (CAGR), from $4.35M to $8.78M.

Costs of research activities to discover new knowledge and development activities to translate research into new or improved products, services, processes, or technologies.

Open Lending Corporation LPRO R&D

R&D at other companies

Henry (Jack) & AssociatesJKHY

$45.11M+14.5%

Upstart Holdings, Inc.UPST

$80.11M+38.5%

SoFi Technologies, Inc.SOFI

$187.68M+20.1%

Pagaya TechnologiesPGY

$15.94M-18.0%

Q2 HoldingsQTWO

$41.88M+10.6%

Other financials

Income statement

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Revenue$20.5M-16.0%

Gross profit$15.6M-14.6%

Operating income-$633.0K-183%

Net income-$460.0K-175%

EPS (diluted)$0.00-100%

Balance sheet

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Cash & equivalents$185.0M-25.1%

Total debt$85.1M-39.7%

Total equity$75.3M-5.7%

Total assets$231.1M-24.0%

Cash flow

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Operating cash flow-$764.0K+80.1%

CapEx--100%

Free cash flow-$764.0K+80.3%

Valuation

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Market cap$369.17M+47.5%

Enterprise value$269.29M+86.4%

P/S4.1×—

Profitability

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Gross margin77.2%—

Operating margin32.6%-30.1pp

Net margin20.8%-27.5pp

FCF margin58.3%-4.1pp

Returns & leverage

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Return on equity-102.5%—

Debt / equity1.1×-0.6×

Current ratio4.4×-1.8×

Where this comes from

Reported directly by Open Lending Corporation in its filing.

Tagged under the XBRL concept us-gaap:ResearchAndDevelopmentExpense.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Open Lending Corporation's R&D?: Open Lending Corporation (LPRO) reported R&D of $1.77M in Q1 2026.
How has Open Lending Corporation's R&D changed year-over-year?: Open Lending Corporation's R&D decreased by 22.1% year-over-year, from $2.27M to $1.77M.
What is the long-term trend for Open Lending Corporation's R&D?: Over 4 years (2021 to 2025), Open Lending Corporation's R&D has grown at a 19.2% compound annual growth rate (CAGR), from $4.35M to $8.78M.
What does R&D mean?: Costs of research activities to discover new knowledge and development activities to translate research into new or improved products, services, processes, or technologies.