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SoFi Technologies, Inc. SOFI R&D

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Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$21.47B-19.7%
Enterprise value$21.75B-23.1%
P/E33.8×-13.9×
P/S5×-3.8×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×—

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ResearchAndDevelopmentExpense.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s R&D?
SoFi Technologies, Inc. (SOFI) reported R&D of $187.68M in Q1 2026.
How has SoFi Technologies, Inc.'s R&D changed year-over-year?
SoFi Technologies, Inc.'s R&D increased by 20.1% year-over-year, from $156.21M to $187.68M.
What is the long-term trend for SoFi Technologies, Inc.'s R&D?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s R&D has grown at a 23.8% compound annual growth rate (CAGR), from $276.09M to $648.33M.
What does R&D mean?
Costs of research activities to discover new knowledge and development activities to translate research into new or improved products, services, processes, or technologies.