Skip to content
Screener

R&D at other companies

SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$187.68M+20.1%

Other financials

Income statement

See full
Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

See full
Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

See full
Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

See full
Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

See full
Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

See full
Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ResearchAndDevelopmentExpense.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Transaction and risk losses103,28798,247192,192207,392
Member support and operations109,555203,097204,954281,706
Sales and marketing164,159185,006329,590317,579
Technology and development112,111621,754221,891699,636
General and administrative80,142279,667150,609326,840
Depreciation and amortization4,2973,8968,4657,703
Total operating expenses573,5511,391,6671,107,7011,840,856
Income (loss) from operations21,322(930,638)67,485(921,501)

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s R&D?
Chime Financial, Inc. (CHYM) reported R&D of $112.11M in Q2 2026.
How has Chime Financial, Inc.'s R&D changed year-over-year?
Chime Financial, Inc.'s R&D decreased by 82.0% year-over-year, from $621.75M to $112.11M.
What is the long-term trend for Chime Financial, Inc.'s R&D?
Over 2 years (2023 to 2025), Chime Financial, Inc.'s R&D has grown at a 90.0% compound annual growth rate (CAGR), from $259M to $934.93M.
What does R&D mean?
Costs of research activities to discover new knowledge and development activities to translate research into new or improved products, services, processes, or technologies.

Ask your AI about Chime Financial, Inc.'s r&d.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude