Skip to content

MetroCity Bankshares MCBS Mortgage Servicing Asset Net

Mortgage Servicing Asset Net at other companies

Trustmark logo
TrustmarkTRMK
$4.65M+51.6%
Camden National logo
Camden NationalCAC
$4.78M-5.4%
Financial Institutions logo
Financial InstitutionsFISI
$1.77M+10.6%
FIB
First Interstate BancSystem, Inc.FIBK
$22.5M-9.6%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$5.9M+22.9%
Bank of Hawaii logo
Bank of HawaiiBOH
$498K

Other financials

Income statement

See full
Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

See full
Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

See full
Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

See full
Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

See full
Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

See full
Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept mcbs:MortgageServicingAssetNet.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about MetroCity Bankshares's mortgage servicing asset net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is MetroCity Bankshares's mortgage servicing asset net?
MetroCity Bankshares (MCBS) reported mortgage servicing asset net of $1.48M in Q1 2026.
How has MetroCity Bankshares's mortgage servicing asset net changed year-over-year?
MetroCity Bankshares's mortgage servicing asset net increased by 0.5% year-over-year, from $1.48M to $1.48M.
What is the long-term trend for MetroCity Bankshares's mortgage servicing asset net?
Over 5 years (2020 to 2025), MetroCity Bankshares's mortgage servicing asset net has grown at a -33.7% compound annual growth rate (CAGR), from $12.99M to $1.66M.
What does mortgage servicing asset net mean?
This represents the net present value of future cash flows derived from servicing mortgage loans for third-party investors. It is a key intangible asset that generates recurring non-interest income for the bank. The valuation of this asset is sensitive to interest rate fluctuations and prepayment speeds.