Skip to content

MetroCity Bankshares MCBS Transfer Of Loan Principal To Loans Held For Sale

Transfer Of Loan Principal To Loans Held For Sale at other companies

Huntington Bancshares logo
Huntington BancsharesHBAN
$140M+91.8%
National Bank Holdings logo
National Bank HoldingsNBHC
$23K
Five Star Bancorp logo
Five Star BancorpFSBC
$0-100%
Associated Banc-Corp logo
Associated Banc-CorpASB
-$110.39M-119%
CNB Financial logo
CNB FinancialCCNE
$96.25K-12.1%
PNC Financial Services logo
PNC Financial ServicesPNC
$0-100%

Other financials

Income statement

See full
Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

See full
Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

See full
Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

See full
Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

See full
Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

See full
Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept mcbs:TransferOfLoanPrincipalToLoansHeldForSale.

The official record: MetroCity Bankshares’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

Ask your AI about MetroCity Bankshares's transfer of loan principal to loans held for sale.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is MetroCity Bankshares's transfer of loan principal to loans held for sale?
MetroCity Bankshares (MCBS) reported transfer of loan principal to loans held for sale of $0 in Q4 2025.
What is the long-term trend for MetroCity Bankshares's transfer of loan principal to loans held for sale?
Over 2 years (2023 to 2025), MetroCity Bankshares's transfer of loan principal to loans held for sale has grown at a 295.0% compound annual growth rate (CAGR), from $22.27M to $347.37M.
What does transfer of loan principal to loans held for sale mean?
Tracks the volume of loan principal reclassified from the held-for-investment portfolio to the held-for-sale category. This non-cash transfer signals a strategic shift in the bank's intent for specific assets, often to generate liquidity or manage credit risk. It provides transparency into the bank's active management of its loan portfolio composition.