Mercado Libre Off-Balance-Sheet, Credit Loss, Liability increased by 31.8% to $6.60B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 164.0%, from $2.50B to $6.60B. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase suggests a more conservative outlook on credit risk or an expansion of off-balance-sheet commitments, while a decrease suggests improved credit quality or reduced exposure.
This represents the estimated liability for credit losses associated with off-balance-sheet exposures, such as unfunded...
Standardized across banks under current expected credit loss (CECL) accounting frameworks.
other_off_balance_sheet_credit_loss_liability| Q1 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|
| Value | $4.00M | $934.00M | $1.41B | $1.79B | $2.50B | $2.87B | $3.58B | $5.01B | $6.60B |
| QoQ Change | — | >999% | +50.6% | +27.3% | +39.5% | +15.0% | +24.7% | +39.8% | +31.8% |
| YoY Change | — | — | >999% | — | — | +207.5% | +154.4% | +179.5% | +164.0% |