Medallion Financial MFIN Commercial Lending — Net Interest Margin

Other segment segments

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Questions, answered.

What is Medallion Financial's commercial lending — net interest margin?

Medallion Financial (MFIN) reported commercial lending — net interest margin of 6.9% in Q1 2026.

How has Medallion Financial's commercial lending — net interest margin changed year-over-year?

Medallion Financial's commercial lending — net interest margin decreased by 16.4% year-over-year, from 8.3% to 6.9%.

What is the long-term trend for Medallion Financial's commercial lending — net interest margin?

Over 2 years (2022 to 2025), Medallion Financial's commercial lending — net interest margin has grown at a 12.5% compound annual growth rate (CAGR), from 20.9% to 26.5%.

What does commercial lending — net interest margin mean?

This metric measures the difference between the interest income generated by commercial loans and the interest expense paid on the funds used to finance them, expressed as a percentage of interest-earning assets. It is a critical indicator of the segment's core profitability and interest rate risk management. A wider margin indicates more effective spread management between lending and borrowing costs.