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Medallion Financial MFIN Consumer Lending — Net Interest Margin

Other segment segments

Commercial Lending
6.9%-16.4%

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NAVIConsumer Lending — Interest Income Operating
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NAVIConsumer Lending — Net Income Loss
$35M-23.9%

Other financials

Income statement

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Net income$5.0M-58.8%
EPS (diluted)$0.20-60.0%

Balance sheet

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Cash & equivalents$93.9M-28.6%
Total debt$265.4M-16.6%
Total equity$408.1M+7.3%
Total assets$3.0B+3.6%

Cash flow

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Operating cash flow$41.3M+24.6%

Valuation

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Market cap$235.98M+7.7%
Enterprise value$407.43M+1.4%
P/E6.6×+1.3×

Returns & leverage

See full
Return on equity9.1%-1.3pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Medallion Financial in its filing.

Tagged under the XBRL concept mfin:NetInterestMargin.

The official record: Medallion Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Medallion Financial's consumer lending — net interest margin?
Medallion Financial (MFIN) reported consumer lending — net interest margin of 9.9% in Q1 2026.
How has Medallion Financial's consumer lending — net interest margin changed year-over-year?
Medallion Financial's consumer lending — net interest margin decreased by 2.5% year-over-year, from 10.1% to 9.9%.
What does consumer lending — net interest margin mean?
This metric measures the difference between interest income generated and interest expense paid, expressed as a percentage of the segment's average interest-earning assets. It is a key indicator of the segment's core profitability and its ability to manage interest rate spreads.