Consumer Banking and Lending — Net interest income (expense)
Business Segments · Net interest income (expense)Wells Fargo & Company Consumer Banking and Lending — Net interest income (expense) remained flat by 0.0% to $7.30B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.1%, from $7.08B to $7.30B. Over 2 years (FY 2023 to FY 2025), Consumer Banking and Lending — Net interest income (expense) shows relatively stable performance with a -1.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates improved net interest margins or higher loan volumes; a decrease suggests margin compression or reduced lending activity.
Detailed definition
The difference between the interest income generated from loans and other interest-earning assets and the interest expen...
Peer comparison
A core performance metric for all retail and commercial banking segments.
wfc_segment_consumer_banking_and_lending_net_interest_income_expenseHistorical Data
| FY'23 | FY'24 | FY'25 | |
|---|---|---|---|
| Value | $30.19B | $28.30B | $29.18B |
| YoY Change | — | -6.2% | +3.1% |
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Frequently Asked Questions
- What is Wells Fargo & Company's consumer banking and lending — net interest income (expense)?
- Wells Fargo & Company (WFC) reported consumer banking and lending — net interest income (expense) of $7.30B in Q4 2025.
- How has Wells Fargo & Company's consumer banking and lending — net interest income (expense) changed year-over-year?
- Wells Fargo & Company's consumer banking and lending — net interest income (expense) increased by 3.1% year-over-year, from $7.08B to $7.30B.
- What is the long-term trend for Wells Fargo & Company's consumer banking and lending — net interest income (expense)?
- Over 2 years (2023 to 2025), Wells Fargo & Company's consumer banking and lending — net interest income (expense) has grown at a -1.7% compound annual growth rate (CAGR), from $30.19B to $29.18B.
- What does consumer banking and lending — net interest income (expense) mean?
- The profit earned from the spread between interest collected on loans and interest paid on deposits.