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Wells Fargo & Company WFC Consumer Banking and Lending — Net interest income (expense)

Other segment segments

Commercial Banking
$2.27B+14.6%
Corporate and Investment Banking
$2.27B+25.2%
Wealth And Investment Management
$919M+3.1%

Similar metrics at other companies

Bank of Hawaii logo
BOHConsumer Banking — Net Interest Income (Expense)
$106.3M+11.2%
Capital One Financial logo
COFConsumer Banking — Net interest income (loss)
$2.23B+14.7%
Navient logo
NAVIConsumer Lending — Interest Income Expense Net
$100M-11.5%
Citizens Financial Group logo
CFGConsumer Banking — Net Interest Income
$1.31B+9.7%
Pathward Financial, Inc. logo
CASHConsumer — Net Interest Income
$66.18M-12.5%
Bank of America logo
BACConsumer Banking — Net Interest Income
$9.21B+5.5%

Other financials

Income statement

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Revenue$22.6B+8.6%
Net income$6.4B+16.6%
EPS (diluted)$2.00+25.0%

Balance sheet

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Cash & equivalents$42.2B-78.2%
Total debt$207.31B-43.7%
Total equity$180.19B-0.5%
Total assets$2.28T+15.2%

Cash flow

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Operating cash flow$9.1B+183%

Valuation

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Market cap$265.03B-0.1%
Enterprise value$430.17B-2.4%
P/E11.7×-1.2×
P/S3.1×-0.2×

Profitability

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Net margin26%+0.9pp

Returns & leverage

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Return on equity12.5%+1.0pp
Debt / equity1.2×-0.9×

Where this comes from

Reported directly by Wells Fargo & Company in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Wells Fargo & Company’s 8-K, filed July 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wells Fargo & Company's consumer banking and lending — net interest income (expense)?
Wells Fargo & Company (WFC) reported consumer banking and lending — net interest income (expense) of $2.05B in Q2 2026.
How has Wells Fargo & Company's consumer banking and lending — net interest income (expense) changed year-over-year?
Wells Fargo & Company's consumer banking and lending — net interest income (expense) decreased by 71.6% year-over-year, from $7.2B to $2.05B.
What is the long-term trend for Wells Fargo & Company's consumer banking and lending — net interest income (expense)?
Over 4 years (2021 to 2025), Wells Fargo & Company's consumer banking and lending — net interest income (expense) has grown at a 6.4% compound annual growth rate (CAGR), from $22.81B to $29.28B.
What does consumer banking and lending — net interest income (expense) mean?
The difference between the interest income generated from loans and other interest-earning assets and the interest expense paid on deposits and other borrowings. It is a primary driver of profitability for the consumer banking segment.