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Magyar Bancorp MGYR Financing Receivable Allowance For Credit Loss Loan Sold

Financing Receivable Allowance For Credit Loss Loan Sold at other companies

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Other financials

Income statement

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Revenue$7.2M-4.2%
Net income$3.0M+13.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$47.6M-34.7%
Total debt$50.9M+50.1%
Total equity$124.2M+8.6%
Total assets$1.1B+4.6%

Cash flow

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Operating cash flow$3.2M+35.8%
CapEx$329.0K+223%
Free cash flow$2.9M+27.4%

Valuation

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Market cap$112.77M+5.2%
Enterprise value$116.04M-14.8%
P/E10.1×-0.9×
P/S3.7×+0.1×

Profitability

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Net margin24.4%-1.6pp
FCF margin27.6%-2.9pp

Returns & leverage

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Return on equity9.4%+1.3pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Magyar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossLoanSold.

The official record: Magyar Bancorp’s 10-K, filed December 19, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Magyar Bancorp's financing receivable allowance for credit loss loan sold?
Magyar Bancorp (MGYR) reported financing receivable allowance for credit loss loan sold of $9.95M in Q3 2025.
How has Magyar Bancorp's financing receivable allowance for credit loss loan sold changed year-over-year?
Magyar Bancorp's financing receivable allowance for credit loss loan sold increased by 3.6% year-over-year, from $9.6M to $9.95M.
What is the long-term trend for Magyar Bancorp's financing receivable allowance for credit loss loan sold?
Over 2 years (2023 to 2025), Magyar Bancorp's financing receivable allowance for credit loss loan sold has grown at a 5.9% compound annual growth rate (CAGR), from $35.5M to $39.8M.
What does financing receivable allowance for credit loss loan sold mean?
This represents the portion of the allowance for credit losses specifically allocated to loans that have been sold or transferred. It reflects the historical risk profile and credit quality of the assets removed from the balance sheet.