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National Bankshares NKSH Financing Receivable Allowance For Credit Losses Write Offs

Financing Receivable Allowance For Credit Losses Write Offs at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$78K-57.8%
Greene County Bancorp logo
Greene County BancorpGCBC
$106K-22.6%

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's financing receivable allowance for credit losses write offs?
National Bankshares (NKSH) reported financing receivable allowance for credit losses write offs of $183K in Q1 2026.
How has National Bankshares's financing receivable allowance for credit losses write offs changed year-over-year?
National Bankshares's financing receivable allowance for credit losses write offs increased by 63.4% year-over-year, from $112K to $183K.
What is the long-term trend for National Bankshares's financing receivable allowance for credit losses write offs?
Over 3 years (2022 to 2025), National Bankshares's financing receivable allowance for credit losses write offs has grown at a 16.6% compound annual growth rate (CAGR), from $367K to $582K.
What does financing receivable allowance for credit losses write offs mean?
Represents the total value of loans removed from the balance sheet because they are deemed uncollectible. This metric is a critical measure of credit quality and the actualized risk within the bank's loan portfolio.