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Midland States Bancorp MSBI Amortization of Mortgage Servicing Rights (MSRs)

Amortization of Mortgage Servicing Rights (MSRs) at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$385K-32.5%
Horizon Bancorp logo
Horizon BancorpHBNC
$579K+14.2%
M/I Homes logo
M/I HomesMHO
$328K+27.6%
Community Financial System logo
Community Financial SystemCBU
$208K+7.2%
First Busey Corporation logo
First Busey CorporationBUSE
$203K+20.8%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$54K+5.9%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×—
P/S1.9×+0.9×

Profitability

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Net margin10.7%—
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%—
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfMortgageServicingRightsMSRs.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's amortization of mortgage servicing rights (msrs)?
Midland States Bancorp (MSBI) reported amortization of mortgage servicing rights (msrs) of $385K in Q1 2026.
How has Midland States Bancorp's amortization of mortgage servicing rights (msrs) changed year-over-year?
Midland States Bancorp's amortization of mortgage servicing rights (msrs) decreased by 32.5% year-over-year, from $570K to $385K.
What is the long-term trend for Midland States Bancorp's amortization of mortgage servicing rights (msrs)?
Over 4 years (2021 to 2025), Midland States Bancorp's amortization of mortgage servicing rights (msrs) has grown at a -8.6% compound annual growth rate (CAGR), from $3.24M to $2.27M.
What does amortization of mortgage servicing rights (msrs) mean?
This represents the periodic non-cash expense recognized to reduce the carrying value of capitalized mortgage servicing rights over their estimated economic life. It reflects the gradual consumption of the asset as the underlying mortgage loans are serviced and the expected future cash flows are realized.