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Midland States Bancorp MSBI Service charges on deposit accounts

Service charges on deposit accounts at other companies

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$4.98M+9.6%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:CommissionsAndFeesIncomeFromDepositorAccounts.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's service charges on deposit accounts?
Midland States Bancorp (MSBI) reported service charges on deposit accounts of $3.36M in Q1 2026.
How has Midland States Bancorp's service charges on deposit accounts changed year-over-year?
Midland States Bancorp's service charges on deposit accounts increased by 1.5% year-over-year, from $3.31M to $3.36M.
What is the long-term trend for Midland States Bancorp's service charges on deposit accounts?
Over 4 years (2021 to 2025), Midland States Bancorp's service charges on deposit accounts has grown at a 10.6% compound annual growth rate (CAGR), from $9.24M to $13.83M.
What does service charges on deposit accounts mean?
This metric tracks the fees charged to customers for maintaining deposit accounts, including overdraft fees, maintenance charges, and account service fees. It is a key component of non-interest income that reflects the bank's retail and commercial deposit base activity. Consistent revenue here suggests a stable and active customer account base.