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First Bancorp FBNC Service charges on deposit accounts

Service charges on deposit accounts at other companies

Banc of California logo
Banc of CaliforniaBANC
$4.98M+9.6%
FIB
First Interstate BancSystem, Inc.FIBK
$6.5M-1.5%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$9.93M+19.4%
Trustmark logo
TrustmarkTRMK
$10.65M+0.2%
First BanCorp logo
First BanCorpFBP
$9.93M+3.0%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$5.53M+1.7%

Other financials

Income statement

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Revenue$122.3M+15.6%
Net income$46.7M+28.2%
EPS (diluted)$1.13+28.4%

Balance sheet

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Cash & equivalents$598.0M-22.6%
Total debt$89.2M-16.1%
Total equity$1.7B+11.6%
Total assets$12.9B+4.1%

Cash flow

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Operating cash flow$61.2M+16.4%
CapEx$1.9M+673%
Free cash flow$59.3M+13.3%

Valuation

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Market cap$2.57B+40.7%
Enterprise value$2.06B+83.8%
P/E21.2×+0.3×
P/S6.3×+1.3×

Profitability

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Net margin29.8%+5.8pp
FCF margin50.6%-17.1pp

Returns & leverage

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Return on equity7.6%+1.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept fbnc:ServiceChargesOnDepositAccounts.

The official record: First Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's service charges on deposit accounts?
First Bancorp (FBNC) reported service charges on deposit accounts of $3.95M in Q1 2026.
How has First Bancorp's service charges on deposit accounts changed year-over-year?
First Bancorp's service charges on deposit accounts increased by 5.0% year-over-year, from $3.77M to $3.95M.
What is the long-term trend for First Bancorp's service charges on deposit accounts?
Over 4 years (2021 to 2025), First Bancorp's service charges on deposit accounts has grown at a 7.2% compound annual growth rate (CAGR), from $12.32M to $16.24M.
What does service charges on deposit accounts mean?
This represents non-interest income derived from fees charged to customers for maintaining deposit accounts, such as maintenance fees, overdraft charges, and transaction fees. It is a key component of recurring fee-based revenue that helps diversify the bank's income stream beyond interest margins.