Midland States Bancorp MSBI Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 10.7%— | -38.2%— | —— | —— | —— | |
| Free cash flow margin | 37%-5.4pp | 39.4%-5.8pp | 54.3%+8.4pp | 42.5%+3.5pp | 42.4%-2.2pp | |
| Returns | ||||||
| Return on equity | 6.2%— | -19.5%— | —— | —— | —— | |
| Return on assets | 0.5%— | -1.8%— | —— | —— | —— | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×+0.2× | 0.1×0.0× | 0.3×+0.2× | 0×0.0× | 0.1×-0.2× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $26.24+0.1% | $25.90-20.8% | $26.71-24.9% | $26.29-22.4% | $26.22-21.0% | |
| Valuation | ||||||
| Market capitalization | $632.47M+80.0% | $456.25M-12.6% | $369.26M-24.1% | $367.7M-26.2% | $367.99M-33.4% | |
| Enterprise value | $681.22M+127% | $397.92M-21.2% | $359.65M-7.5% | $209.88M-46.3% | $316.72M-48.0% | |
| Price / earnings | 18×— | —— | —— | —— | —— | |
| Price / sales | 1.9×+0.9× | 1.4×0.0× | 1.1×-0.2× | 1.1×-0.3× | 1×-0.5× | |
| Price / book | 1.1×+0.5× | 0.8×+0.1× | 0.6×0.0× | 0.6×0.0× | 0.6×-0.1× | |
| EV / sales | 2.1×+1.2× | 1.2×-0.1× | 1.1×0.0× | 0.6×-0.5× | 0.9×-0.8× | |
| Free cash flow yield | 19.2%-23.4pp | 28.1%-4.4pp | 49%+13.8pp | 39.9%+11.0pp | 40.8%+11.0pp | |
| Earnings yield | 5.6%— | -27.2%— | —— | —— | —— | |
| Dividend yield | 4.4%-3.3pp | 6.1%+0.9pp | 7.4%+1.9pp | 7.4%+2.0pp | 7.4%+2.5pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Midland States Bancorp's ratios come from?
- Every ratio is computed from Midland States Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
