What is Midland States Bancorp's revenue?

Midland States Bancorp (MSBI) generated $328.5M in revenue over the trailing twelve months, down 7.1% year over year.

Is Midland States Bancorp profitable?

Midland States Bancorp reported $35.2M in net income over the trailing twelve months, a 10.7% net margin.

What is Midland States Bancorp's earnings per share?

Midland States Bancorp's diluted EPS over the trailing twelve months is $1.18.

Where does Midland States Bancorp's income statement data come from?

Every line is extracted from Midland States Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Midland States Bancorp MSBI Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Net interest income	$57.42M-1.5%	$58.7M+0.2%	$61.12M+3.4%	$58.7M-0.3%	$58.29M-2.5%
Net interest income after provision for credit losses	$52.41M+10.5%	$47.08M—	$41.11M-0.2%	$41.33M-18.3%	$47.44M+19.1%
Total noninterest income	$22.12M+24.5%	$26.87M-24.0%	$20.02M-40.3%	$23.53M-26.4%	$17.76M-53.1%
Total interest income	$86.02M-13.4%	$92.1M-11.8%	$98.49M-9.6%	$97.92M-8.6%	$99.36M-5.8%
Total revenue	$79.54M+4.6%	$85.57M-8.9%	$81.13M-12.4%	$82.23M-9.5%	$76.05M-22.1%
Total interest expense (banking)	$24.2M-30.1%	$27.15M-32.2%	$30.22M-28.0%	$32.29M-18.2%	$34.62M-11.7%
Selling and marketing	$1.24M+56.5%	$2.33M+57.0%	$1.46M+51.0%	$1.28M+73.1%	$793K+7.6%
Compensation and benefits	$26.16M-1.0%	$25.91M+16.3%	$26.39M+8.2%	$25.69M+12.3%	$26.42M+9.6%
Occupancy and equipment	$4.54M+0.8%	$4.35M+1.6%	$4.21M-4.3%	$4.17M+5.1%	$4.5M+8.6%
Professional fees	$2.24M-18.2%	$2.32M+46.9%	$2.02M+15.7%	$2.79M+24.5%	$2.74M+21.6%
Depreciation and amortization	$717K-21.3%	$743K-22.0%	$743K-21.9%	$827K-18.6%	$911K-16.3%
Provision for credit losses	$5M-53.9%	$11.63M-84.3%	$20.01M+11.6%	$17.37M+110%	$10.85M-45.6%
Goodwill impairment	$0-100%	$0—	$0—	$0—	$153.98M—
Other operating expenses	$3.09M+7.4%	$3.43M+149%	$3M-17.6%	$3.07M-53.7%	$2.87M-3.4%
Total noninterest expense	$50.42M-75.2%	$77.19M+31.5%	$49.81M+0.1%	$49.99M-1.6%	$203.01M+318%
Interest expense	$28.61M-30.3%	$33.39M-27.2%	$37.38M-25.1%	$39.23M-18.7%	$41.07M-10.3%
Other income (expense), net	$2.66M+74.4%	$1.96M-14.4%	$2.35M-12.6%	$2.67M+45.0%	$1.53M-71.0%
Net investment gains (losses)	-$1.73M—	$0+100%	$14K+132%	$0+100%	$0—
Income before income taxes	$24.11M+117%	-$3.25M—	$11.31M-54.7%	$14.87M-53.3%	-$137.8M-574%
Income tax expense	$5.65M+78.1%	$0—	$3.76M-17.2%	$2.84M-53.3%	$3.17M-50.4%
Net income	$18.46M+113%	-$2.89M—	$7.56M-63.0%	$12.02M-53.2%	-$140.97M-722%
Net margin	23.2%+209pp	-3.4%—	9.3%-12.7pp	14.6%-13.7pp	-185.4%-209pp
Preferred stock dividends	$2.23M0.0%	——	$2.23M0.0%	$2.23M0.0%	$2.23M0.0%
Diluted earnings per share	$0.74+111%	-$0.24—	$0.24-71.1%	$0.44-58.5%	-$6.58-815%
Basic earnings per share	$0.74+111%	-$0.24—	$0.24-71.1%	$0.44-58.5%	-$6.58-815%
Weighted-average shares, diluted	21.3M-2.3%	21.8M+0.4%	21.9M+0.9%	21.8M+0.4%	21.8M0.0%
Weighted-average shares, basic	21.3M-2.3%	21.8M+0.5%	21.9M+0.9%	21.8M+0.4%	21.8M+0.1%
Loan Portfolio Expense	$3.31M+148%	$1.95M+26.5%	$1.72M-11.1%	$1.99M+59.2%	$1.34M+8.4%
Accretion (Amortization) of Discounts and Premiums, Investments	$4.39M+52.5%	——	$3.35M+139%	$4.06M+289%	$2.88M+122%
Share-based compensation expense related to employee stock plans	$939K+19.8%	——	$651K-11.2%	$750K+6.4%	$784K+11.8%
Amortization of capitalized software and acquired intangible assets	$717K-21.3%	$743K-22.0%	$743K-21.9%	$827K-18.6%	$911K-16.3%
Bank Owned Life Insurance Income	$2.08M-11.1%	$2.06M+4.3%	$2.1M+6.1%	$2.07M+7.4%	$2.33M+29.6%
Loan servicing fees	$1.12M+48.8%	$1.17M-58.1%	$1.27M-58.0%	$1.39M-58.1%	$750K-80.0%
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	-$14.15M-10.9%	——	——	$74.58M+275%	-$12.76M-140%
Cash Flow Hedge Gain Loss To Be Reclassified Within Twelve Months	-$1.7M-13.3%	——	-$1M—	——	-$1.5M—
Service charges on deposit accounts	$3.36M+1.5%	$3.57M+1.9%	$3.6M+5.5%	$3.35M+7.4%	$3.31M+6.1%
Dividends declared (in dollars per share)	$0.32+3.2%	——	$0.32+3.2%	$0.310.0%	$0.310.0%
Communication	$431K+31.0%	$415K+26.9%	$298K-17.0%	$334K-0.6%	$329K-3.8%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$9.21M+107%	——	$18.58M-56.2%	$10.38M-57.8%	-$131.35M-830%
Credit enhancement income (loss)	$3.36M+681%	$6.88M-56.5%	-$242K-102%	$3.85M-73.1%	-$578K-103%
Debt Securities, Available-for-Sale, Realized Loss	-$1.98M—	——	-$573K-265%	$0+100%	——
Depreciation	$1.22M-1.7%	$1.22M-4.1%	$1.22M-2.2%	$1.22M-2.3%	$1.24M+0.6%
Dividends, Common Stock	$6.72M+0.8%	——	$6.89M+3.9%	$6.67M+0.1%	$6.67M0.0%
Dividends Common Stock And Share-based Compensation	$6.89M+1.6%	——	$7.02M+4.0%	$6.79M+0.3%	$6.78M+0.1%
Dividends on preferred shares	$2.23M0.0%	——	$2.23M0.0%	$2.23M0.0%	$2.23M0.0%
Dividend, Share-Based Payment Arrangement	$172K+48.3%	——	$124K+7.8%	$115K+11.7%	$116K+9.4%
Earnings Loss Before Distributed And Undistributed Earnings Loss Allocated To Participating Securities Basic	$16.24M+111%	-$5.12M—	$5.33M-70.7%	$9.8M-58.3%	-$143.2M-801%
FDIC assessments	$529K-63.8%	$3.74M+170%	$1.51M+7.8%	$1.42M+16.7%	$1.46M+14.8%
Interchange revenue	$3.53M+12.0%	$3.44M-2.6%	$3.45M-1.7%	$3.46M-2.8%	$3.15M-6.2%
Residential mortgage banking revenue	$626K-7.4%	$690K+8.3%	$735K+5.5%	$756K+35.7%	$676K+28.3%
Gross charge-offs	$7.63M-57.6%	——	$16.04M-30.2%	$33.38M+105%	$18M-5.3%
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery	$886K-20.8%	——	$3.73M+451%	$3.53M+48.2%	$1.12M+89.2%
Provision for credit losses	$5.4M-50.2%	$11.83M-83.8%	$20.51M+14.4%	$17.37M+105%	$10.85M-45.6%
% of total class of receivables	0.2%+0.2%	——	——	——	0%—
Account Balances	$10.51M+630%	$15.05M—	$20.68M+74.9%	$1.12M-87.8%	$1.44M-1.5%
Count	4-42.9%	——	7-53.3%	5-73.7%	70.0%
Recognized interest income	$0—	——	$0—	$0—	$0—
Gain (loss) on Sale of Mortgage Service Rights Held for Sale	$2.08M—	——	——	——	$0—
Net gains/(losses) on sales of loans and lending-related commitments	——	-$5.76M—	-$5.76M—	-$5.76M—	-$5.76M—
Gain (Loss) on Sales of Other Real Estate, Total	——	-$70.25K+95.0%	-$70.25K+95.0%	-$70.25K+95.0%	-$70.25K+95.0%
Goodwill impairment losses	$0-100%	$0—	$0—	$0—	$153.98M—
Income Taxes Paid, Net	$302K-59.9%	——	-$1.74M-305%	$7K-100.0%	$754K-23.5%
Increase Decrease In Accrued Interest Receivable Net	$2.05M+293%	-$2.85M+70.7%	$1.62M+75.6%	——	-$1.06M-286%
Increase (Decrease) in Credit Enhancement Asset	$919K+108%	——	-$35K-101%	——	-$11.19M-1,242%
Increase (Decrease) in Deposits	$15.69M+106%	——	-$342.09M—	——	-$260.81M-1,904%
Increase (Decrease) in Other Operating Assets	-$3.61M+33.9%	-$1.61M-106%	-$10.33M+52.9%	-$7.07M-155%	-$5.47M-77.6%
Other liabilities	-$7.32M+57.2%	-$35.16M-211%	——	-$3.66M-1,127%	-$17.12M-232%
Add - Incremental shares under stock-based compensation plans (in shares)	$0—	——	$0-100%	$0-100%	$0-100%
Data processing and equipment	$7.07M+2.1%	$6.83M-6.1%	$7.19M+3.3%	$7.04M-2.4%	$6.92M+2.9%
Interest And Fee Income Loans And Leases Held For Sale	$102K-97.8%	$145K+12.4%	$147K+18.5%	$377K+349%	$4.56M+8,196%
Loans, including fees: Tax exempt	$383K+7.6%	$384K+1.1%	$338K-11.5%	$573K+49.2%	$356K-8.7%
Loans, including fees: Taxable	$65.56M-15.6%	$73.4M-16.5%	$80.58M-13.4%	$78.51M-14.7%	$77.67M-16.3%
Interest Expense, Deposits	$24.2M-30.1%	$27.15M-32.2%	$30.22M-28.0%	$32.29M-18.2%	$34.62M-11.7%
Federal Home Loan Bank advances	$2.67M-15.6%	$3.65M+26.7%	$4.04M-14.7%	$3.77M-35.5%	$3.16M+4.2%
Floating Rate Capital Debt	$1.12M-6.6%	$1.18M-8.4%	$1.22M-8.9%	$1.21M-11.2%	$1.2M-13.6%
Interest Expense, Subordinated Notes and Debentures	$380K-72.6%	$380K-74.6%	$1.39M+13.4%	$1.39M+10.2%	$1.39M+8.4%
Interest Income (Expense), after Provision for Loan Loss	$52.41M+10.5%	$47.08M—	$41.11M-0.2%	$41.33M-18.3%	$47.44M+19.1%
Interest Income (Expense), Operating	$57.42M-1.5%	$58.7M+0.2%	$61.12M+3.4%	$58.7M-0.3%	$58.29M-2.5%
Federal Funds Sold	$809K+12.7%	$802K-27.2%	$849K-17.7%	$716K-18.2%	$718K-24.5%
Interest Income Operating	$86.02M-13.4%	$92.1M-11.8%	$98.49M-9.6%	$97.92M-8.6%	$99.36M-5.8%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$30.29M-30.5%	——	$40.47M-21.0%	$39.02M-16.6%	$43.56M-5.7%
Life Insurance Corporate Or Bank Owned Change In Value	$2.08M+4.3%	——	$2.09M+5.4%	$2.07M+7.4%	$1.99M+10.5%
Marketing	$1.24M+56.5%	$2.33M+57.0%	$1.46M+51.0%	$1.28M+73.1%	$793K+7.6%
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$37.23M+148%	-$366.01M-119%	-$235.67M-400%	-$182.94M-124%	-$76.93M-104%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$68.35M-273%	$334.73M+220%	$145.24M—	$229.47M+2,981%	$39.47M+46.6%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$16.97M-31.3%	$0-100%	$79.99M+72.0%	$28.06M-10.8%	$24.7M-42.7%
Nonmarketable equity securities	$583K-9.9%	——	$715K-9.3%	$694K-27.9%	$647K-5.8%
Noninterest Expense	$50.42M-75.2%	$77.19M+31.5%	$49.81M+0.1%	$49.99M-1.6%	$203.01M+318%
Noninterest Expense, Other, Adjusted	$22.33M-87.2%	——	$21.46M-7.4%	$22.26M-13.2%	$174.44M+686%
Total other income	$2.66M+74.4%	$1.96M-14.4%	$2.35M-12.6%	$2.67M+45.0%	$1.53M-71.0%
Noninterest Income, Other, Adjusted	$13.87M+33.2%	——	$12M-54.6%	$16.16M-35.8%	$10.41M-66.1%
Noninterest income - out-of-scope of Topic 606	$6.01M+80.8%	——	$4.11M-78.6%	$8.16M-53.7%	$3.33M-86.0%
Number of main regions	40.0%	——	——	——	40.0%
Other comprehensive income/(loss) before reclassifications	-$10.51M-217%	——	——	——	$9.01M+259%
Lease impairment	——	$171K-91.3%	$171K-91.3%	$171K-91.3%	$171K-91.3%
Operating lease right-of-use assets amortization expense	$395K-2.5%	$392K-10.5%	$390K-6.3%	$383K-4.5%	$405K+0.7%
Unrealized gains (losses) on available-for-sale debt securities, tax	-$3.48M-214%	——	$3.99M-55.2%	-$628K+4.1%	$3.04M+285%
Unrealized gains (losses) on available-for-sale securities	-$9.58M-215%	——	$11.2M-49.3%	-$2.29M-22.2%	$8.35M+288%
Cash flow hedges	$505K-41.6%	——	-$439K-140%	$223K+207%	$864K+152%
Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification Tax Parent	$136K-68.7%	——	-$64K-36.2%	$227K-13.7%	$434K+643%
Change in net unrealized gain (loss) on derivative instruments	$330K-74.0%	——	-$178K-38.0%	$638K-10.0%	$1.27M+689%
Cash flow hedges, Gain or (loss) reclassified from accumulated OCI into income	$39K+105%	——	-$197K-116%	-$642K+45.6%	-$837K+38.1%
Other comprehensive income/(loss)	-$9.25M-196%	——	$11.02M-49.8%	-$1.65M-41.9%	$9.62M+306%
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax	-$1.73M—	——	$14K+132%	$0+100%	$0—
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	-$14.79M-230%	——	$15.2M-50.8%	-$2.92M-8.8%	$11.4M+287%
Payments For Origination Of Mortgage Loans Held For Sale	$27.19M+52.5%	$26.04M+3.6%	$29.64M+25.7%	$27.7M+51.4%	$17.83M+26.7%
Payments for (Proceeds from) Life Insurance Policies	$0+100%	——	——	——	-$1.17M—
Payments For Proceeds From Loans And Leases	-$4.74M+97.5%	——	-$155.92M-100%	-$142.58M-77.8%	-$189.07M-28.1%
Payments for Repurchase of Common Stock	$7.92M—	$9.66M—	$0-100%	$0-100%	$0-100%
Payments of Ordinary Dividends, Common Stock	$6.89M+1.6%	$7.1M+4.5%	$7.02M+4.0%	$6.79M+0.3%	$6.78M+0.1%
Payments of Ordinary Dividends, Preferred Stock and Preference Stock	$2.23M0.0%	$2.23M0.0%	$2.23M0.0%	$2.23M0.0%	$2.23M0.0%
Payments to Acquire Debt Securities, Available-for-Sale	$241.89M+33.3%	$222.6M+66.0%	$182.01M+22.9%	$36.9M-75.4%	$181.41M+5.0%
Payments to Acquire Equity Securities, FV-NI	$59K+228%	——	$119K+85.9%	$15K-73.7%	$18K-80.6%
Payments To Acquire Nonmarketable Equity Securities	$50K-99.9%	——	$26.97M-51.5%	$42.96M-23.4%	$37.24M-36.0%
Payments to Acquire Property, Plant, and Equipment	$619K-66.5%	$740K-72.8%	$1.37M-34.8%	$1.39M-10.6%	$1.85M+250%
Preferred dividends	$2.23M0.0%	$2.23M0.0%	$2.23M0.0%	$2.23M0.0%	$2.23M0.0%
Preferred Stock Dividends Per Share Declared	$19.380.0%	——	$19.380.0%	$19.380.0%	$19.380.0%
Short-term Federal Home Loan Bank borrowings	$0-100%	$0-100%	$125M0.0%	$128M+34.7%	$75M+114%
Proceeds From Issuance Of Shares Under Incentive And Share Based Compensation Plans Including Stock Options	$343K+103%	$6K—	$312K-63.2%	$156K-68.2%	$169K-4.5%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$61.99M+45.7%	$84.55M-9.0%	$68.65M+38.8%	$53.25M+9.2%	$42.54M+0.2%
Net increase (decrease) in short-term FHLB advances	-$25M-110%	——	——	——	$240M+245%
Proceeds from (Repayments of) Short-Term Debt	$93.24M+297%	-$86.59M-218%	$138.11M+1,980%	-$31.57M+84.8%	-$47.28M-126%
Sale of investments	$98.6M—	$0-100%	$103.76M+695%	$0-100%	$0—
Proceeds From Sale Of Foreclosed Assets	$198K-74.7%	$88K-46.7%	$0—	$3.99M—	$783K+160%
Residential mortgage loan sales	$30.53M+60.3%	$26.51M+143%	$60M+175%	$27.98M-0.7%	$19.04M+8.0%
MSRs	$5.73M—	——	——	——	$0—
Proceeds from redemptions of nonmarketable equity securities	$2.81M-89.4%	——	$27.39M-56.8%	$49.81M+22.9%	$26.42M-61.2%
Dispositions of property, plant, and equipment	$195K—	——	——	——	$0—
Provision (benefit) for other credit losses	-$400K—	-$200K-116%	-$500K—	$0+100%	$0—
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent	-$1.26M-106%	——	——	——	-$613K+37.9%
Payments of FHLBank Borrowings, Financing Activities	$30M-60.0%	$0-100%	$75M0.0%	$123M+29.5%	$75M-16.7%
Weighted average interest rate	0.3%—	0.3%—	——	——	——
Issuance of common stock under benefit plans	$343K+103%	——	$312K-63.2%	$156K-68.2%	$169K-4.5%
Stock Option Plan Expense	$939K+19.8%	——	$651K-11.2%	$750K+6.4%	$784K+11.8%
Purchase price	$7.92M—	——	——	——	——
Transfer of loan servicing rights held for sale to loan servicing rights, at lower of cost or market	$125K—	——	——	——	$0—
Undistributed Earnings Diluted	$0—	——	$0—	$0—	$0—
Undistributed Earnings Loss Allocated To Participating Securities Basic	$228K—	——	$0-100%	$48K-80.8%	$0-100%
Undistributed Earnings Loss Available To Common Shareholders Basic	$9.12M+106%	——	-$1.69M-115%	$2.96M-82.0%	-$149.98M-1,215%
Undistributed Earnings (Loss) Available to Common Shareholders, Diluted	$9.12M+106%	——	-$1.69M-115%	$2.96M-82.0%	-$149.98M-1,215%
Undistributed earnings to common shareholders	$9.12M+106%	——	-$1.69M-115%	$2.96M-82.0%	-$149.98M-1,215%
Wealth management revenue	$8.25M+12.2%	$8.27M+8.0%	$8.02M+12.9%	$7.38M+8.5%	$7.35M+3.1%

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Questions, answered.

What is Midland States Bancorp's revenue?: Midland States Bancorp (MSBI) generated $328.5M in revenue over the trailing twelve months, down 7.1% year over year.
Is Midland States Bancorp profitable?: Midland States Bancorp reported $35.2M in net income over the trailing twelve months, a 10.7% net margin.
What is Midland States Bancorp's earnings per share?: Midland States Bancorp's diluted EPS over the trailing twelve months is $1.18.
Where does Midland States Bancorp's income statement data come from?: Every line is extracted from Midland States Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.