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MVB Financial Corp. MVBF Net amortization of deferred loan costs

Net amortization of deferred loan costs at other companies

First Bancorp logo
First BancorpFBNC
$1.1M+2,139%
Westamerica Bank logo
Westamerica BankWABC
-$67K+19.3%
Center Bancorp logo
Center BancorpCNOB
$9.7M+5,443%
Plumas Bancorp logo
Plumas BancorpPLBC
$412K+312%
FCF
FirstCash HoldingsFCFS
-$16.94M-26.7%
CNB Financial logo
CNB FinancialCCNE
$4.58M+185%

Other financials

Income statement

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Revenue$36.7M+8.8%
Net income$5.2M+45.7%
EPS (diluted)$0.39+44.4%

Balance sheet

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Cash & equivalents$177.6M-29.4%
Total debt$26.1M-6.9%
Total equity$334.0M+9.3%
Total assets$3.3B+10.0%

Cash flow

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Operating cash flow-$23.3M-265%
CapEx$140.0K-46.4%
Free cash flow-$23.4M-269%

Valuation

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Market cap$366.99M+38.0%
P/E12.9×-0.9×
P/S2.2×+0.4×

Profitability

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Net margin16.7%+3.7pp
FCF margin12.8%-6.2pp

Returns & leverage

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Return on equity8.4%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by MVB Financial Corp. in its filing.

Tagged under the XBRL concept mvbf:AmortizationOfDeferredLoanFees.

The official record: MVB Financial Corp.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MVB Financial Corp.'s net amortization of deferred loan costs?
MVB Financial Corp. (MVBF) reported net amortization of deferred loan costs of $425K in Q1 2026.
How has MVB Financial Corp.'s net amortization of deferred loan costs changed year-over-year?
MVB Financial Corp.'s net amortization of deferred loan costs increased by 33.6% year-over-year, from $318K to $425K.
What is the long-term trend for MVB Financial Corp.'s net amortization of deferred loan costs?
Over 4 years (2021 to 2025), MVB Financial Corp.'s net amortization of deferred loan costs has grown at a -15.0% compound annual growth rate (CAGR), from $2.97M to $1.55M.
What does net amortization of deferred loan costs mean?
This reflects the non-cash adjustment to interest income resulting from the amortization of deferred loan origination fees and costs over the expected life of the loans. It ensures that loan-related income is recognized in accordance with the effective interest method rather than at the time of origination. This metric helps analysts reconcile reported interest income with actual cash flows generated from lending activities.