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MVB Financial Corp. MVBF Payment card and service charge income

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Other financials

Income statement

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Revenue$36.7M+8.8%
Net income$5.2M+45.7%
EPS (diluted)$0.39+44.4%

Balance sheet

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Cash & equivalents$177.6M-29.4%
Total debt$26.1M-6.9%
Total equity$334.0M+9.3%
Total assets$3.3B+10.0%

Cash flow

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Operating cash flow-$23.3M-265%
CapEx$140.0K-46.4%
Free cash flow-$23.4M-269%

Valuation

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Market cap$366.99M+38.0%
P/E12.9×-0.9×
P/S2.2×+0.4×

Profitability

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Net margin16.7%+3.7pp
FCF margin12.8%-6.2pp

Returns & leverage

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Return on equity8.4%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by MVB Financial Corp. in its filing.

Tagged under the XBRL concept mvbf:FeesAndCommissionsDepositorAccounts1.

The official record: MVB Financial Corp.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MVB Financial Corp.'s payment card and service charge income?
MVB Financial Corp. (MVBF) reported payment card and service charge income of $5.09M in Q1 2026.
How has MVB Financial Corp.'s payment card and service charge income changed year-over-year?
MVB Financial Corp.'s payment card and service charge income increased by 2.0% year-over-year, from $4.99M to $5.09M.
What is the long-term trend for MVB Financial Corp.'s payment card and service charge income?
Over 2 years (2023 to 2025), MVB Financial Corp.'s payment card and service charge income has grown at a 13.9% compound annual growth rate (CAGR), from $13.78M to $17.87M.
What does payment card and service charge income mean?
This represents non-interest revenue generated from service charges on deposit accounts and fees related to payment card usage. It serves as a key indicator of the bank's ability to diversify its revenue stream beyond traditional interest-based income.