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Navient NAVI Consumer Lending — Servicing Revenue

Other segment segments

Federal Education Loans
$8M-27.3%
All Other Segments
$0
Business Processing
$0

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MFINConsumer Lending — Total Assets
$1.61B+7.5%
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MFINConsumer Lending — Delinquency Status
0.6%+0.1pp

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept navi:ServicingRevenue.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
(Dollars in millions)Total GAAPAdjustments / Reclassi-ficationsAdjustments / Additions/(Subtractions)Adjustments / Total Adjustments (1)Total Core EarningsReportable Segments / Consumer LendingReportable Segments / Federal Education LoansReportable Segments / Business ProcessingReportable Segments / Other
Less: provisions for loan losses2626188
Net interest income (loss) after provisions for loan losses967540(21)
Other income (loss):
Servicing revenue1028
Asset recovery and business processing revenue
Other revenue1817
Total other income28(1)(1)272817
Expenses:

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FAQ

What is Navient's consumer lending — servicing revenue?
Navient (NAVI) reported consumer lending — servicing revenue of $2M in Q2 2026.
How has Navient's consumer lending — servicing revenue changed year-over-year?
Navient's consumer lending — servicing revenue decreased by 33.3% year-over-year, from $3M to $2M.
What is the long-term trend for Navient's consumer lending — servicing revenue?
Over 3 years (2022 to 2025), Navient's consumer lending — servicing revenue has grown at a 0.0% compound annual growth rate (CAGR), from $12M to $12M.
What does consumer lending — servicing revenue mean?
This represents the fee-based income earned by the company for managing and administering loan accounts on behalf of itself or third parties. It highlights the recurring, non-interest revenue stream derived from operational loan servicing activities.

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