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Navient NAVI Federal Education Loans — Servicing Revenue

Other segment segments

All Other Segments
$0
Business Processing
$0

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept navi:ServicingRevenue.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
(Dollars in millions)Total GAAPAdjustments / Reclassi-ficationsAdjustments / Additions/(Subtractions)Adjustments / Total Adjustments (1)Total Core EarningsReportable Segments / Consumer LendingReportable Segments / Federal Education LoansReportable Segments / Business ProcessingReportable Segments / Other
Less: provisions for loan losses2626188
Net interest income (loss) after provisions for loan losses967540(21)
Other income (loss):
Servicing revenue1028
Asset recovery and business processing revenue
Other revenue1817
Total other income28(1)(1)272817
Expenses:

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FAQ

What is Navient's federal education loans — servicing revenue?
Navient (NAVI) reported federal education loans — servicing revenue of $8M in Q2 2026.
How has Navient's federal education loans — servicing revenue changed year-over-year?
Navient's federal education loans — servicing revenue decreased by 27.3% year-over-year, from $11M to $8M.
What is the long-term trend for Navient's federal education loans — servicing revenue?
Over 4 years (2021 to 2025), Navient's federal education loans — servicing revenue has grown at a -25.5% compound annual growth rate (CAGR), from $162M to $50M.
What does federal education loans — servicing revenue mean?
This represents fee-based income earned from managing, collecting, and administering federal education loans on behalf of clients or government entities. It reflects the scale and efficiency of the company's loan servicing operations. Consistent revenue here indicates stable, recurring income independent of interest rate fluctuations.

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