What does federal education loans — restructuring charges mean?

Represents costs incurred from organizational changes, such as workforce reductions or facility consolidations, within the federal education loan segment. These charges are typically non-recurring and indicate management's efforts to optimize the cost structure of the business unit.

Navient NAVI Federal Education Loans — Restructuring Charges

Other segment segments

All Other Segments

$0-100%

Business Processing

$0—

Consumer Lending

$0—

Similar metrics at other companies

HURNEducation — Restructuring Charges

$200K+100%

NVSTRestructuring Charges

$0-100%

TROXRestructuring Charges

$14M-83.7%

CTSRestructuring Charges

$0—

MTXRestructuring Charges

$0-100%

KDUnited States — Restructuring Charges

$42M+1,300%

Other financials

Income statement

See full

Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$792.33M-42.0%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

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Net margin48.3%—

Returns & leverage

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Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:RestructuringCharges.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's federal education loans — restructuring charges?: Navient (NAVI) reported federal education loans — restructuring charges of $0 in Q1 2026.
What does federal education loans — restructuring charges mean?: Represents costs incurred from organizational changes, such as workforce reductions or facility consolidations, within the federal education loan segment. These charges are typically non-recurring and indicate management's efforts to optimize the cost structure of the business unit.