What is Navient's all other segments — restructuring charges?

Navient (NAVI) reported all other segments — restructuring charges of $3M in Q2 2026.

What is the long-term trend for Navient's all other segments — restructuring charges?

Over 4 years (2021 to 2025), Navient's all other segments — restructuring charges has grown at a -8.8% compound annual growth rate (CAGR), from $26M to $18M.

What does all other segments — restructuring charges mean?

Costs associated with organizational changes, such as workforce reductions, office consolidations, or strategic pivots intended to improve future operational efficiency. While these represent immediate expenses, they are often incurred to drive long-term margin improvement.

Navient (NAVI) All Other Segments — Restructuring Charges

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Other segment segments

Business Processing

$0—

Federal Education Loans

$0—

Similar metrics at other companies

AMPLAll Other Segments — Restructuring Charges

$2.12M—

CHRWAll Other and Corporate — Restructuring Charges

$1.65M—

ELVCorporate & Other Segment — Restructuring Charges

$1M—

THRMAutomotive Segments — Restructuring Charges

$5.65M+194%

THRMMedical Segments — Restructuring Charges

$290K+85.9%

BAerospace Segment — Restructuring Charges

$725K-89.6%

Other financials

Income statement

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Revenue$43.0M-46.9%

Net income$25.0M+78.6%

EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%

Total debt$44.3B-5.9%

Total equity$3.0B+4.7%

Total assets$47.3B-5.8%

Cash flow

See full

Operating cash flow$143.0M+13.5%

Valuation

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Market cap$891.96M-27.9%

Enterprise value$44.46B-6.6%

Profitability

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Net margin48.3%—

Returns & leverage

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Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:RestructuringCharges.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:09 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001193125-26-340245

(Dollars in millions)	Total GAAP	Adjustments / Reclassi-fications	Adjustments / Additions/(Subtractions)	Adjustments / Total Adjustments (1)	Total Core Earnings	Reportable Segments / Consumer Lending	Reportable Segments / Federal Education Loans	Reportable Segments / Business Processing	Reportable Segments / Other
Unallocated shared services expenses	25					—	—	—	25
Operating expenses(2)	82	—	—	—	82	42	15	—	25
Goodwill and acquired intangible asset impairment and amortization	—	—	—	—	—	—	—	—	—
Restructuring/other reorganization expenses	3	—	—	—	3	—	—	—	3
Total expenses	85	—	—	—	85	42	15	—	28
Income (loss) before income tax expense (benefit)	39	—	(3)	(3)	36	35	33	—	(32)
Income tax expense (benefit)(3)	14	—	(5)	(5)	9	8	7	—	(6)
Net income (loss)	$25	—	$2	$2	$27	$27	$26	—	$(26)

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FAQ

What is Navient's all other segments — restructuring charges?: Navient (NAVI) reported all other segments — restructuring charges of $3M in Q2 2026.
What is the long-term trend for Navient's all other segments — restructuring charges?: Over 4 years (2021 to 2025), Navient's all other segments — restructuring charges has grown at a -8.8% compound annual growth rate (CAGR), from $26M to $18M.
What does all other segments — restructuring charges mean?: Costs associated with organizational changes, such as workforce reductions, office consolidations, or strategic pivots intended to improve future operational efficiency. While these represent immediate expenses, they are often incurred to drive long-term margin improvement.